Smith Mountain Lake ESTATE SORRY SOLD | Luxury Home

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Luxury Real Estate On Smith Mountain Lake VA

JUST REDUCED $50,000 FRENCH COUNTRY ESTATE ON 5+ GATE GUARDED ACRES

LUXURY HOME WITH ALL OF THE AMENITIES * MAGNIFICENT PRIVATE SMITH MOUNTAIN LAKE VA WATERFRONT ESTATE ON OVER 5+ ACRES * 400′ of Waterfront * 5,200 sq ft +/- * GATE GUARDED * OVER $200,000 IN PROFESSIONAL LANDSCAPING-GENTLE SLOPE TO WATER-LONG WATER VIEWS * GENTLY MEANDERING GARDENS * LUXURIOUS YET COZY * 2 CAR ATTACHED GARAGE PLUS 2 CAR DETACHED GARAGE WORKSHOP PLUS SHED WITH ADDITIONAL PARKING * STAMPED ASPHALT DRIVEWAY AND WALKS * DRIVIT CONSTRUCTION LENDS TO ELEGANT STUCCO EXTERIOR * HOME IS FILLED WITH COLOR AND LIGHT! 2 Master Suites, 2 Fireplaces, Wetbar, Florida Room, Sewing Room, 4BR’s Plus Bunkroom, PLUS OFFICE = 7 Sleeping Areas Sleeps 14 comfortably.

Formal Gardens, Huge Upper Deck and Lower Level Veranda overlooking Smith Mountain Lake and so much more! This is not your average lake house!

This Lakefront Estate is Completely Undervalued…this home could easily be offered at $1.5M. Don’t Miss Your Opportunity To Own Luxury Real Estate On Smith Mountain Lake!
Call: Noreen Hartkern, Realtor 540-420-1294 for your personal tour of this one-of-a-kind property! Email: noreenhartkern@yahoo.com for more information! Come see this lakehouse in person before it’s too late!

Address: 1131   CLEARWATER DR , Moneta , VA 24121
ML # NH77777 Status FOR SALE
List Price $ 1,150,000 Subdivision Map CLEARWATER ESTATE
Style Contemporary Lot 8
Year Built (seller) 1996 Block 0
Construction Status Section 0
Total Acreage 5.11 Zoning Code S17
Lot Dimensions . Tax ID 241-2-8
Municipality Bedford County Annl Taxes $ 5,200

 

Listing Type: Exclusive Right to Represent Seller
Area: 0600 – Bedford County
Area Ext: 
Subdivision: Clearwater Estates
Phase: 0

 

Entry – SQFT Fin/Ht 2660 Upper – SQFT Fin/Ht 0 Lower – SQFT Fin/Ht 2660
Other – SQFT Fin/Ht 0 Total Fnshd SqFt 5320

 

Total Bedrooms 3 Basement Y/N No Elementary School Moneta
Total Full Baths 3 Basement Middle School Staunton River
Total Half Baths # Vehicle Spaces 10 High School Staunton River
Prim. Covered Prking Garage Attached Add’l Covered Prkng  Garage Detached Uncovered Parking
Total Cov’d Prk Spc 4 Add’l Parking Spaces 0 Uncovered # Spaces 0
Water Class Waterfront Property Water ID Smith Mtn Lake Length of Waterfront 400

 

MAGNIFICENT PRIVATE ESTATE ON OVER 5 ACRES * GATE GUARDED *
Public Remarks: OVER $200,000 IN PROFESSIONAL LANDSCAPING-GENTLE SLOPE TO WATER-LONG WATER VIEWS * GENTLY MEANDORING GARDENS * LUXURIOUS YET COZY 2 CAR ATTACHED GARAGE PLUS 2 CAR DETACHED GARAGE WORKSHOP PLUS SHED WITH ADDITIONAL PARKING * STAMPED ASPHALT DRIVEWAY AND WALKS * DRIVIT STUCCO EXTERIOR LENDS TO ELEGANT EXTERIOR * HOME IS FILLED WITH COLOR AND LIGHT

 

Showing Instructions: APPOINTMENT ONLY
Lot Description: Gentle Slope
Heating: Heat Pump Electric; Heat Pump Gas
Cooling: Heat Pump Electric
Fireplace: # Fireplaces: 2; Basement; Living Room
Interior Features: Alarm; Wet Bar; Whirlpool Bath
Appliances: Central Vacuum; Dishwasher; Clothes Dryer; Freezer; Microwave Oven; Oven; Refrigerator; Range; Clothes Washer
Misc Features: Maint-Free Exterior; Paved Road; Underground Util
Area Amenities: Private Golf
Floors: Carpet; Tile – i.e. ceramic
Windows: Low Emissivity; Screen
Exterior Doors: Screen; Wood
Porch: Rear Porch
Water Description: Private Well
Sewer Description: PrivSept-permit unav
Bedrooms: BR Entry Level: 2; BR Lower Level: 2
Full Baths: Full Baths Entry Lvl: 2; Full Baths Lower Lvl: 1
Boat Dock Desc: Floater
Water Features: Riprap Shoreline
Water Details: Length of Waterfront: 400

 

Room Name Room Level
Master BRBedroom 2Bedroom 3Bedroom 4 EntryEntryLowerLower
Living Room Entry
Kitchen Entry
Breakfast Area Entry
Florida room Entry
Foyer Entry
Office Lower
Den Entry
Family Room Entry
Family Room Lower
Laundry Entry
Laundry Lower
Work Room Lower

 

 

Buyers Agent for Smith Mountain Lake Real Estate

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Smith Mountain Lake Buyer’s Agent Noreen Hartkern is celebrating 15 Years as founder of SmithMountainLakefrontHomes.com and full time waterfront home sales consultant, coach, blogger and agent.

“I have a uniquely laid back approach to real estate…it’s all by the book, but it doesn’t have to be stressful…afterall…Life’s Too Short!

In the past 15 years I’ve been called ‘funny, cool, witty, and intuitive’ by my clients….and while I wouldn’t call myself “cool”…that’s not a bad run, I’d say!”

“What I can tell you is this…I came into this business to bring people together.  In fact, that was my first slogan: ‘Bringing buyers and sellers together…one household at a time…’ and the feeling and sincerity behind it has never changed. The best thing about being a smith mountain lake buyers rep is that you are in a position to truly help people attain, what they’ve set out to achieve.

Noreen Hartkern

Tags: smith mountain lake real estate | smith mountain lake realty | buyers agent for smith mountain lake | smith mountain lake buyers agent | smith mountain lake buyers rep

Noreen Hartkern
WAINWRIGHT & CO (AT THE LAKE)
16503 B. T. WASHINGTON HWY
MONETA, VA 24121
noreenhartkern@yahoo.com
540-420-1294
http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake | Real Estate | Testimonials

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Smith Mountain Lake | Virginia Real Estate 

Smith Mountain Lake Real Estate

HEY EVERYONE!! i found this blog post in my archives and we no longer collect testimonials like this in the 21st century:) to see real live testimonials from real live and current smith mountain lake real estate clients, click the link below:

http://www.zillow.com/profile/SmithMountainLake/?rx=true

——————————————————————————————————————-

(and the clients below are all real sales, but just from several years ago…if you want to read more after visiting Zillow….read below :)

 Noreen Hartkern was my Realtor When I Bought My First House…I Had A Wonderful Experience! And A Lot Of Fun! All I Can Say Is Thanks Noreen!

——————————-

Noreen,

I wanted to send a quick note and say Thank You!  We had a great week at the lake and look forward to many more!

You did a great job listening and helping us locate the right property for us.

Once we get the place a bit more spruced up we’ll have to have you over!

Best Wishes
Pete & Erin M.

————————–

 Thanks for the incredible service, Noreen.  You’re good!!

Brad and Paula G.

————————–

 Noreen, I am just stopping by to write to see how you are doing. Ashley and I are doing well and still making our house “us” we still love it and enjoy it more everyday! Look forward to hearing from you.

Best Regards,
Branden Robertson

 ————————–

 Dear Noreen,

Thanks for being such a great Realtor as well…. you are the best! We will have you over in the summer when the dock is done to finally celebrate…. Talk to you soon I am sure….:)

Thanks again for everything, 

Donna and Bernie C.

 ——————————-

Looking For Smith Mountain Lake | Real Estate?

Click Here To Get FREE MLS!

 

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Smith Mountain Lake: Penhook Gems FOR SALE!

TGIF!

If you just LOVE Penhook….or
are traveling from Points South of SML…
check out these incredible properties
in “South Lake” section of  
Smith Mountain Lake!!!

Enjoy!
Noreen

Follow this link to see the page:

Click to view listing(s)

This link will no longer be available after 7/10/2016.

Noreen Hartkern 
WAINWRIGHT & CO., REALTORS (LAKE)

16503 BOOKER T WASHINGTON HWY
MONETA, VA 24121
540-420-1294

Smith Mountain Lake Family Outings!

Smith Mountain Lake, Virginia

Save Time and Money Looking for Smith Mountain Lake Real Estate
http://www.smithmountainlakefronthome…

Find the Deals NO ONE Wants You To Know About…like Smith Mountain Lake Short Sales, Bank Owned Property, Foreclosures. There are only ever a few, but I’ve been finding the best deals on lake houses and commercial property for my clients since 2001!

Yes! There are waterfront cottages, cabins, doublewides and mobile homes available on Smith Mountain Lake for UNDER $600K! We also have waterfront lots available for UNDER $400K!

Click Here for Your FREE Waterfront Bargains Report!
http://www.smithmountainlakefronthome…

…and I will personally send you a complete list in two reports! One will have homes and one will have lots so that they are easy to read.

This incredible report contains:

SMITH MOUNTAIN LAKEFRONT LOTS UNDER $400K +
SMITH MOUNTAIN LAKEFRONT HOMES UNDER $600K
Has given every home buyer “The Buyer’s Edge”

Remember Smith Mountain Lake has Homes up to $7,000,000
and Lots up to $1,500,000 …
so anything under $600,000 is A GOLD MINE!!

waterfront cottages, mobiles, doublewides under $500K and waterfront lots with a 100′+ waterfront [required for dock building] available under $400K… you don’t want to miss out on some of the best bargains we’ve seen in a decade!

So Hurry! Properties are already being listed for higher and once the Season kicks off, we expect this inventory to be completely depleted!

What you may not know, is that Smith Mountain Lake is not seeing the “gloom and doom” forecast that the media loves to feed us with a serving spoon each day.

The lake has opened 4 new restaurants with a 5th getting ready to open, a brand new YMCA, and Downtown Moneta is buzzing with excitement. There are new upscale communities already in completion this season. We also have a Drive-In movie theater with a silver bullet retro diner as the snack shop and eatery.

Smith Mountain Lake is powered by GREEN TECHNOLOGY! It’s hydroelectric. I’m learning more and more each day about how to make even the tiniest cottage more green!

If you’ve been dragging your feet and hesitating until now, and are one of the frustrated family’s that has missed every great market for getting a lake house, then all I can ask is: “What are you waiting for?”

There is still something for everyone at Smith Mountain Lake… and owning a piece of it while it’s still affordable is a much better retirement plan than playing any other market… as you already know!
With 550 Miles of Shoreline and 22,000 Acre Lake,
there is something for every modern-day budget…

SO WHAT ARE YOU WAITING FOR? Click Here for Your FREE Waterfront Bargains Report!
smithmountainlakefronthomes.com

Smith Mountain Lake Turns 50 in 2016!

Smith Mountain Lake’s 50th Anniversary!

Save Time and Money Looking for Smith Mountain Lake Real Estate
http://www.smithmountainlakefronthomes.com

Find the Deals NO ONE Wants You To Know About…like Smith Mountain Lake Short Sales, Bank Owned Property, Foreclosures. There are only ever a few, but I’ve been finding the best deals on lake houses and commercial property for my clients since 2001!

Yes! There are waterfront cottages, cabins, doublewides and mobile homes available on Smith Mountain Lake for UNDER $600K! We also have waterfront lots available for UNDER $400K!

Click Here for Your FREE Waterfront Bargains Report!
http://www.smithmountainlakefronthomes.com/

…and I will personally send you a complete list in two reports! One will have homes and one will have lots so that they are easy to read.

This incredible report contains:

SMITH MOUNTAIN LAKEFRONT LOTS UNDER $400K +
SMITH MOUNTAIN LAKEFRONT HOMES UNDER $600K
Has given every home buyer “The Buyer’s Edge”

Remember Smith Mountain Lake has Homes up to $7,000,000
and Lots up to $1,500,000 …
so anything under $600,000 is A GOLD MINE!!

waterfront cottages, mobiles, doublewides under $500K and waterfront lots with a 100′+ waterfront [required for dock building] available under $400K… you don’t want to miss out on some of the best bargains we’ve seen in a decade!

So Hurry! Properties are already being listed for higher and once the Season kicks off, we expect this inventory to be completely depleted!

What you may not know, is that Smith Mountain Lake is not seeing the “gloom and doom” forecast that the media loves to feed us with a serving spoon each day.

The lake has opened 4 new restaurants with a 5th getting ready to open, a brand new YMCA, and Downtown Moneta is buzzing with excitement. There are new upscale communities already in completion this season. We also have a Drive-In movie theater with a silver bullet retro diner as the snack shop and eatery.

Smith Mountain Lake is powered by GREEN TECHNOLOGY! It’s hydroelectric. I’m learning more and more each day about how to make even the tiniest cottage more green!

If you’ve been dragging your feet and hesitating until now, and are one of the frustrated family’s that has missed every great market for getting a lake house, then all I can ask is: “What are you waiting for?”

There is still something for everyone at Smith Mountain Lake… and owning a piece of it while it’s still affordable is a much better retirement plan than playing any other market… as you already know!

With 550 Miles of Shoreline and 22,000 Acre Lake,
there is something for every modern-day budget…like
smith mountain lake, smith mountain lake real estate, smith mountain lake va, smith mountain lake realty, real estate, Virginia, Lake, lakehouse, lake house, house for sale on lake, waterfront, waterfront property, waterfront properties, lakefront, lakefront homes, lakefront property, mansion, mansion for sale, luxury homes, luxury real estate, luxury villas, luxury cottages, real estate agent, commercial real estate, commercial real estate listings, commercial real estate for sale, acreage for sale, blue ridge mountains, blue ridge mountains Virginia

SO WHAT ARE YOU WAITING FOR? Click Here for Your FREE Waterfront Bargains Report!
http://www.smithmountainlakefronthomes.com/

 

 Noreen Hartkern, Realtor 
 WAINWRIGHT & CO., REALTORS (LAKE)

 16503 BOOKER T WASHINGTON HWY
 MONETA, VA 24121
 540-420-1294

Smith Mountain Lake Bargains

Have you become a Smith Mountain Lake tire kicker?

Only you know the answer….

Have you been looking, and looking and looking and hoping that the prices will drop, or that some mansion will fall into your lap for $400K?

Forget it…you’re kidding yourself and everyone around you…and even if something like that came along…some of you would not be here to scoop it up…there are still hundred of buyers that live here buying properties as they see them…and yet you have—if you email me today,

“The Buyer’s Edge”

Well, I’m here today to try to snap you out of your
lake house shopping coma!

It’s amazing that folks that were ready to buy, 2 years ago, haven’t taken advantage of last year’s recession-type pricing and are still waiting for the other shoe to drop.

Listen, 9/11, Katrina, riots in Greece, the Euro Crisis and BP have ALL happened during my watch, and year after year, I watch people put their American Dream on Hold because they are so incredibly paralyzed by the crap that CNN feeds us, that they get to the end of the summer saying…

“Well….maybe next year’s my year…”

hoooooooooo hum….?

I’m literally writing to you today to say:

SNAP OUT OF IT!!!!!

This is YOUR life, and while everyone’s here having fun, you’re still trying to figure out if you’re going to take action sometime this century.

Seriously, I just sold yet, another waterfront gem this week, and those folks will be on the lake on July 15th having barbecues, wake boarding, jetskiing, and chilling on their dock with mojitos. Why?

Because they took inspired action and we looked at 3 dozen homes and started making timed/expiring offers and whoever was the most motivated, took the bait and the rest is history!

What do you need to do to get started?
  • Get a pre-qualifiaction letter from your bank,
  • set $5K aside for your “good faith deposit”–This will be applied 100% toward your closing.
  • BANKS NEED 30-45 DAYS…LET’S GO!!

INTEREST RATES ARE AT AN ALL-TIME LOW AND THERE ARE SOOOOO MANY PRODUCTS YOU CAN USE TO PAY FOR YOUR LAKE HOME…JUST ASK YOUR LOCAL MORTGAGE REP. IF YOU DON’T HAVE ONE, WE HAVE MANY LAKE MORTGAGE REPS HERE, WHO WORK STRICTLY WITH SECOND AND VACATIONS HOMES READY TO HELP YOU!


The summer will be over before you know it, and you will have missed out again! Don’t delay…don’t second guess, when you have that gut feeling that this is the time to get your lake home…even if it’s just your starter lake home…

GO FOR IT!

Some of you….yes, you know who you are, having been “looking” for over 5 years! OUCH! Do you know that bargains you’ve missed?

Seriously, figure out your price range….and let me get you a fresh waterfront home MLS list—but YOU have to give me a logical price range…
fair enough?

I don’t care what your number is, the worst I can tell you is…sorry there is nothing available for that….and you might have to go a little higher…

ALL YOU NEED IS A LITTLE COTTAGE…800-1100 SQ FEET—AND NO…I’M NOT TALKING ABOUT A SINGLEWIDE…to get started. You can find these for under $400K—which is about the price of a waterfront lot. Wouldn’t you want to use it NOW? Why build when you can buy and have an instant vacation????

IT’S ENTIRELY UP TO YOU…BUT AS THAT BOOK TITLE
SO APTLY SAYS…

UH…”EXCUSE ME…YOUR LIFE IS WAITING…”

It’s waiting for you here, at Smith Mountain Lake, Virginia!

Stop dreaming…start living!
Noreen


PS: You’ve already missed the Poker Run, the ESPN Bassmaster’s Tournament Live on ESPN, Memorial Day, and Joyous Junque…a $75K garage sale…

Don’t miss the 4th of July, The Smith Mountain Lake Wine Festival, SML Chili Cook-off and everything in between!

EMAIL ME FOR A  THE LIST OF COTTAGES…THESE ARE THE LEAST EXPENSIVE HOMES WITH GOOD WATER AND ARE NOT IN THE FLOOD PLAIN, NOT SINGLEWIDES OR DOUBLEWIDES…REAL HOUSES!

IF THEY DON’T HAVE A DOCK, THEY MAY NOT BE ABLE TO HAVE ONE, SO BE CAREFUL WITH THAT.

I WILL PERSONALLY SEND YOU A LIST

THE DAY I HEAR FROM YOU!


CLICK HERE NOW TO GET STARTED!

Noreen Hartkern
WAINWRIGHT & CO (AT THE LAKE)
16503 B. T. WASHINGTON HWY
MONETA, VA 24121
noreenhartkern@yahoo.com
540-420-1294
http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake: Need Rental Income to Offset Your Lake Mortgage

These homes provide “potential” income….

If you’ve ever heard of ( or used)
homeaway.com
then you know the potential power
of a rental….

Don’t get me wrong…
being a landlord isn’t
always amazing….
but if you really don’t care
if strangers use your place
while you’re not there….
and you get some rental income
to off-set your new mortgage….
it works out pretty well for some homes.

99% of these will be in Bedford County, as 
Franklin County has an ordinance prohibiting short-term
vacation rentals unless the subdivision has “resort” status.
(Think Bernard’s Landing…)

How it works:
I’m not in rentals…
you would need to hire a rental company
after purchasing your lake home…

They collect rents, have the home cleaned
and book potential renters via sites like
homeaway and others….

They keep about 25-30% of the profit for the
short-term rental…

You book your own stays around
the bookings to maximize income….

There are about 17 strong rental weeks here…
your typical Memorial Day through Labor Day…
but if you’re creative, you can surely come up 
with holiday specials year-round!

The caveat?

You’ve GOT TO GET ONE BEFORE FEBRUARY 1ST TO MAXIMIZE YOUR POTENTIAL INCOME…THAT GIVES YOU TIME TO CLOSE, CLEAN-UP, HIRE YOUR RENTAL COMPANY, ADVERTISE, ETC….

On 550 miles of shoreline, there are about 50+/- available
(not including doublewides)

That’s not a lot, and in-season 

(that 17 weeks)
Good luck finding one!

All the Best!
Noreen

Noreen Hartkern

 WAINWRIGHT & CO., REALTORS (LAKE)
 16503 BOOKER T WASHINGTON HWY
 MONETA, VA 24121
 540-420-1294

Smith Mountain Lake Christmas Holiday Cyber Sale

santa-money

 

I don’t know about YOU….
but I’ve been ALL OVER the internet 
this weekend looking for SPECIAL DEALS….

From Black Friday to Cyber Monday….
from 
Home Depot, to Lowes,
and 
Best Buy to Target to Amazon
From 
Apple to FitBit and on, and on….

And you know what I DIDN’T FIND?

I DIDN’T FIND ANYONE GIVING AWAY $500
Except me…..    :)

I’ve already given away thou$and$ to those of you
who have taken me up on my offer to get a home 
under contract by 12/15/15….

That’s MY $ in YOUR Pocket
at the closing of 
YOUR NEW LAKE HOME ON SML
(obviously…now your closing will be in 2016)

SO! IN THE HOLIDAY SPIRIT…
I’ve decided to EXTEND my 
Offer…..

Put Your Lake Home Under Contract
with me On or Before
12/31/15 (an extra 16 days)
and I will credit you $500
at the our CLOSING TABLE!

Hope this Finds
Visions of Sugar Plums
and Lake Homes….
Dancing in Your Heads!

All the Best!
Noreen

Click Here To See That There’s STILL Something for EVERYONE!

Smith Mountain Lake | The Gift That Keeps On Giving

smith mountain lake autumn

As the song goes…”It’s that time of year…”    I’ll spare you the rest!

So…I have been thinking about this post for a
month now, but it’s so relevant that I had to
share it.

Did you know that the average American
household spends about $3,000 to $5,000 on
“The Holidays” from the end of summer
through New Year’s Eve?

I know…you may be saying that you’re frugal,
and you don’t spend anymore, or you’re
empty-nesters, or a number of things…and I’m
sure all of that is true until we all get our credit
card bills and wonder where the holidays were
atually “spent”.

Couple that, with this (new, again) cyclical
phenomena…how many of you have a “multi-
generational” home today? My sister has 3
generations under one roof in NJ and it is a
practical solution for this economy.

Here’s why I’m bringing all of this up….

One Autumn weekend in the not-so-distant past…
we made a decision….”Carpe Diem!”, followed
by “Life’s too Short”…followed by…
“That’s it…pack a bag…we are going to find our
lakehouse!”

It was a cruddy economy, to say the least…it
was the infamous “Dot.com bust” and I was
notified that I was getting laid off as a
programmer. The company I was working for
was planning on going IPO, and instead, they
rolled up the carpets and went bankrupt and
took our stock options with them…. So it wasn’t
any better than today…in fact, it was worse.

“Getting out of Dodge” was just what we
needed….and when we crossed the
Shenandoah’s and then the Blue Ridge
Mountains came into view, it was just what the
doctor ordered…..peace, calm and change.

So, it was Halloween weekend when we put the
contract on our first lakehouse, and we closed
on December 15th…and haven’t looked back
since….

We put the holidays on hold…made a few
“home-made” gifts and vowed to share the
lakehouse with family and friends as our
current and future holiday offering….

Did it take some “begging, borrowing and
stealing”?…oh heck yeah…did it take some
“robbing Peter to pay Paul”? you know it!

We had to have garage sales…there was no 
such thing as Craigslist or Ebay, no such thing 
as PayPal, we barely had a cell signal on our flip
phones ;) for the trip!

That was 15 years ago, this coming week….so,
I’m telling you that you’re not that far behind me
and you can catch up if you just pick up the
pace and run toward your Dream!

Sit down with yourself….or the family….or the
multiple generations and ask them if they’d all
like to pitch in for your new Smith Mountain
Lake Homestead! Forego the presents and
huge purchases….scrimp and save it all up, sell
your old stuff on Ebay and Craigslist, and you’ll
see how quickly your downpayment can add
up!

Talk to your lender to see what’s possible….and
if you need help, we have lake lenders here….

In honor of my 15th Anniversary of Closing at 
Smith Mountain Lake, I’d like to offer this:

If you put a home under contract by December 
15th, 2015 I will give you $500 towards your 
closing costs, at the closing table.

I want each and every one of you, to FINALLY,
REALIZE your DREAMS!

Have a Great Week!
All the Best!
Noreen

Smith Mountain Lake: EXCITING NEWS!

smithmountainlakefinancing

THIS IS THE MOST EXCITING NEWS ABOUT BORROWING MONEY TO PURCHASE
YOUR NEW…. (OR USED :) )
SMITH MOUNTAIN LAKE HOME!

ARE YOU CURIOUS?

ARE YOU STILL WONDERING IF YOU QUALIFY?

DO YOU WANT TO SPEND ONLY 15 MINUTES FINDING OUT?

WHAT IF YOU COULD KNOW INSTANTLY WHETHER OR NOT IT’S FEASIBLE?

Well…NOW YOU CAN!

JUST CLICK THE LINK BELOW TO GET STARTED!
IT’S TIME TO CONTROL YOUR DESTINY
AND MAKE THIS YEAR…
THE YEAR YOU FINALLY
JUMP INTO SMITH MOUNTAIN LAKE
OFF OF YOUR VERY OWN DOCK!

HUNDREDS HAVE ALREADY CHECKED THIS OUT!

SO…WHAT ARE YOU WAITING FOR?

GET MONEY FOR MY SMITH MOUNTAIN LAKE HOUSE NOW!

me20150617

Noreen Hartkern
WAINWRIGHT & CO., REALTORS (LAKE)
16503 BOOKER T WASHINGTON HWY
MONETA, VA 24121
540-420-1294
noreenhartkern@yahoo.com

http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake Trailers: The Story and How To Buy One

Most buyers are under the impression that the owner of a doublewide or
singlewide on the lake should be handing it over for almost nothing….

Here’s the problem…they are typically on some of the flattest lots
which means that the waterfront land is worth $200K-$350K alone…
AND most sellers KNOW what they have….

Herein lies the problem with that—FINANCING!

Singlewides cannot obtain any financing any longer….
Doublewides require finding a lender which is like finding
a drop of water in the middle of the lake….

So, your options are:
Grab a Home Equity Line of Credit on Your Existing Home,
sell stocks, or dip into your savings—
Cash is King/Queen on these deals because, even
though Sellers know what they have, they are also
becoming painfully aware that most people can’t
buy what they have even if they wanted to….

Pooling cash with family and friends has been a very common
model here, and last year there were about 20 of these deals,
now there are only 8. Buyers are staying in the dble and singlewides
for a while then knocking them down and putting cottages and homes
in their places….

Why? In most cases “grandfathered” docks are in place and views
are pretty nice….Of course you would have to get permits for all
of those things and still find out if you could construct as closely to
the lake as the existing home, etc…..

But, don’t be fooled….a bank would require you to take
a waterfront lot loan for these properties and interest
rates are much higher on those…..

But that’s how you do it! Cash is the best bet
at this point…………Think of it as buying a cleared
lot with a well and septic and dock and they are
throwing the trailer in….

To find out more, get “The Buyer’s Edge” for insider information
CLICK HERE NOW!

All the Best!
Noreen

Lake Access The LEAST Expensive Way to Get on Smith Mountain Lake

 

Ahhhhhhhh Owning a Place to Put Your Boat in the Water….

LAKE ACCESS WITH A DEEDED BOATSLIP—

Although this is a rare find, these homes have one thing in common–

A Deeded Assigned Boatslip—which means
that you don’t have to rent a place to put
your boat—which is approximately $1,700-$2,500 per year

This means that, even though the home is NOT ON THE WATER
You OWN the Rights to use Smith Mountain Lake–

For an EVEN LESS EXPENSIVE way to use the lake legally
and year-round choose a home that DOES NOT have a deeded boatslip,
but DOES have a community day dock with a community boat launch
so that you may still trailer your boat, to and from your home,
and use it while you are at your lake home.

This may be more in your budget!

To find out more, get “The Buyer’s Edge” for insider information
CLICK HERE NOW!
Enjoy!
Noreen

Smith Mountain Lake: Last Chance to Make a Winter Deal

winterlakehouse

Just over a month until SPRING!

Yes–You read that right!
http://days.to/spring/2015

So–why is this 37-day mark significant? Easy!
If you’re familiar with football….it’s “the 2 minute warning…”
It’s a reminder that there are only MOMENTS left to scoop
up a winter leftover from an exhausted seller….

What does that mean to you? DEALS!!
But you can’t make Deals unless you Write Offers…
and you DON’T Write Offers unless You’re Pre-Qualified by a Legitimate Lender…

Otherwise…You, as a Purchaser have no Credibility or Leverage….

That being said….a new FHA lower Mortgage Insurance was announced
yesterday, for people that put LESS THAN 20% down…
So! If you don’t have 20% saved up…maybe there is
an FHA product that will work for you—ask your lender…and

if you need a LAKE LENDER, just let me know!

There are another 48 properties under contract as of this past weekend…so
just be aware that properties are selling; despite it being winter….
NOW is the last chance before Spring pricing, to make a Deal Under the Radar…

In fact, a few of you have come to town in the past week….kudos to you!

Unlike the rest of the planet, we have not had one snowflake! :)

If you’re pre-qualified and can come to town in February….
I would say…don’t wait….prices will go up soon, as they
have year-over-year for the past 15 years since I’ve been
doing this full-time.

Want to make sure that my list has the head’s up….

Others would be happy to let their customers pay full price….

I’d prefer to give you a heads up so that you don’t have to!

Check with your bank and then, email me noreenhartkern@yahoo.com for a fresh list!
Have a great week!
Noreen

 

Noreen Hartkern 
WAINWRIGHT & CO., REALTORS (LAKE)

16503 BOOKER T WASHINGTON HWY
MONETA, VA 24121
540-420-1294

Smith Mountain Lake Virginia! Incredible Deal $178,000

 

194 Indian Pointe Dr,Hardy, VA 24101

3 beds 2 baths 1,500 sqft

 FOR SALE BY OWNER

$178,000
Price cut: -$10,100 (2/16)
Zestimate®: $249,261

 

FINALLY ENJOY SMITH MOUNTAIN LAKE FROM YOUR VERY
OWN BOATSLIP…GO FOR A SWIM AND PARK THE BOAT,
HEAD UP TO THE IN GROUND POOL AND PICNIC PAVILION
AND HAVE DINNER, THEN UP TO YOUR HOME AND ENJOY THE
PANORAMIC SUNSET VIEWS!!! LIFE DOESN’T GET ANY BETTER
THAN THIS FOR UNDER —–YES I SAID UNDER $200K
Reduced over 100K-
LOCATION, LOCATION,LOCATION
& VIEWS, VIEWS, VIEWS!!
http://smithmountainlakefronthomes.com/IndianPointe.htm
Best of both worlds!!! This is a year-round home with access to ALL of the amenities you could ask for! Enjoy leisurely walks through
Indian Pointe, which is literally down the street from an alpaca farm, a movie theatre, restaurants, gift shops, medical care, grocery stores,
pharmacies, liquor store, UPS, FedEx, etc……It’s sooooooooooooooooo easy to live here and run a business while utilizing high-speed internet
and then taking a break to go for a boat ride or a swim in either Smith Mountain Lake, or Indian Pointe’s in-ground swimming pool with picnic pavilion.
In the winter…leave your boat in the water…OR if it has to come out, pull it out easily from your slip on the community boat ramp….no need to tow
it anywhere as boat storage is there….as you pull it out, simply park it in the gate locked area. It is amazing to live, work and play in Indian Pointe!
SMITH MOUNTAIN LAKE * LAKE ACCESS * DEEDED BOATSLIP * WESTLAKE * SUNSETS * LAKE AND MOUNTAIN VIEWS!!! * ONE LEVEL LIVING * MAIN FLOOR MASTER SUITE * SUNKEN FAMILY ROOM OR 4TH BEDROOM * CURRENTLY WE HAVE A RAMP IN PLACE FOR EASY ACCESSIBILITY OR JUST TO MAKE IT EASIER TO MOVE :)
WE HAVE THE BEST VIEWS BY FAR IN INDIAN POINTE! NEW FLOORING, FRESHLY PAINTED, NEW TOILETS, NEW UNIVERSAL SHOWER
THIS HOME IS ONE OF THE ONLY HOMES IN THE WESTLAKE AREA WITH ACTUAL DEEDED WATER RIGHTS TO THE WATERS OF THE MOST SOUGHT AFTER LAKE IN VIRGINIA! GRAB IT NOW UNDER MARKET VALUE, AND UNDER ZESTIMATE – EXCEPTIONAL INVESTMENT OPPORTUNITY!
SMITH MOUNTAIN LAKE AND THE WESTLAKE AREA IS THE MOST COVETED REAL ESTATE IN FRANKLIN COUNTY VIRGINIA AND THIS HOME IS AN INCREDIBLE BARGAIN! IT IS ALSO MOVE-IN READY, SO PACK YOUR BAGS AND ENJOY THE LAKE AS EARLY AS MEMORIAL DAY 2014
What I love??? The Jaw-Dropping Sunsets, the close proximity to grocery, gas, bank, pharmacy, doctors, urgent care, dining and movie theater. The deeded boatslip on Smith Mountain Lake, the Community Boat Launch, the Community Picnic Pavilion and Huge Swimming Pool, and so much more!
Neighborhood Description?
Friendly, helpful and just about as Mayberry as you can get! :

http://smithmountainlakefronthomes.com/IndianPointe.htm

WHAT I LOVE ABOUT THE HOME

The Jaw-Dropping Sunsets, the close proximity to grocery, gas, bank, pharmacy, doctors, urgent care, dining and movie theater. The deeded boatslip on Smith Mountain Lake, the Community Boatlaunch, the Community Picnic Pavilion and Huge Swimming Pool, and so much more! SORRY….THIS HOME IS NOT FOR RENT. IT IS NOT FOR RENT-TO-OWN PLEASE DO NOT CONTACT US UNLESS YOU ARE A PRE-QUALIFIED BUYER. THANK YOU! http://smithmountainlakefronthomes.com/IndianPointe.htm

 

FACTS

  • Lot: 0.48 acres
  • Single Family
  • Built in 1994
  • Views: 3,998 all time views
  • 20 shoppers saved this home
  • HOA Fee: $38/mo
  • Cooling: Central

FEATURES

  • Barbecue
  • Cable Ready
  • Ceiling Fan
  • Deck
  • Disability Access
  • Dock
  • Flooring: Carpet, Linoleum / Vinyl
  • Garden
  • High Speed Internet Ready
  • Hot Tub/Spa
  • Lawn
  • Patio
  • Pool
  • Porch
  • Storage
  • View: Mountain, Smith Mountain Lake

 

Smith Mountain Lake Memorial Day

Smith Mountain Lake Memorial Day

 

 

 

Noreen Hartkern
WAINWRIGHT & CO (AT THE LAKE)
16503 B. T. WASHINGTON HWY
MONETA, VA 24121
noreenhartkern@yahoo.com
540-420-1294
http://www.smithmountainlakefronthomes.com/
Tags: smith mountain lake homes for sale by owner, smith mountain lake property for sale by owner, smith mountain lake rental properties, smith mountain lake rental property, smith mountain lake home rentals, rental homes at smith mountain lake, smith mountain lake rental homes, smith mountain lake property

Smith Mountain Lake ACCESS 3BR 2BTH DEEDED BOAT SLIP NOW ONLY $178,000

Smith Mountain Lake Property For Sale By Owner 

3BR, 2Bth Deeded Boatslip

YEAR-ROUND Mountain Views Smith Mountain Lake Views

AND STUNNING SUNSETS!

NOW ONLY: $178,000

Available IMMEDIATELY–WESTLAKE NEAR KROGER, DINING, DOCTORS, CVS, MOVIE THEATER, SUNKEN CITY BREWERY, ETC…

 

 

Why forfeit your opportunity to buy a great deal on

Smith Mountain Lake, Virginia?


Price………that’s the most common answer…
“We can’t afford it…”

I guess the problem with that is this…prices aren’t going down….Yes, there have been some “price reductions”, but overall, each class of home, both waterfront and lake access on Smith Mountain Lake have been holding their own and there are average price ranges across the board for all types of homes.

But here’s the Good News!!

Did you ever consider that you might have options? Have you ever considered “Lake Access”?

Well… not just any lake access, but specifically:

“Lake Access with a Deeded Boat Slip”

Why is a “Deeded Boat Slip” so incredibly important and a rare find on Smith Mountain Lake? Well the answer is simple. They simply don’t do that anymore, and haven’t for years!

The reason it’s so important is also simple:

It saves you money in the long run!

Did you know that the average dock rental for a slip each year runs boaters approximately $2,000-$2,700/year just to rent a boat slip???

That’s an absurd waste of money isn’t it?

What if you could own that slip and the home and use the amenities in the community? That would be a “true lake access” model…again, really hard to find on SML…but there are a few left under $300K!

How about this one? This home is located on Indian Pointe in Westlake and has phenomenal year-round views of the surrounding mountains and Smith Mountain Lake plays with the daylight in the foreground!

Click Here to learn more about this amazing lake getaway for sale for only $184,900 with a deeded boat slip, community pool and picnic pavilion, community boat launch and trailer storage…truly a one-of-a-kind opportunity to own a piece of Smith Mountain Lake for so little!

Let me know if you need any additional information!

All the best!

Noreen

For More Information On

Smith Mountain Lake Homes For Sale By Owner

Click Here: Smith Mountain Lake Access Deeded Boatslip 3BR 2FB Incredible Mountain Views!


Noreen Hartkern
WAINWRIGHT & CO (AT THE LAKE)
16503 B. T. WASHINGTON HWY
MONETA, VA 24121
noreenhartkern@yahoo.com
540-420-1294
http://www.smithmountainlakefronthomes.com/
Tags: smith mountain lake homes for sale by owner, smith mountain lake property for sale by owner, smith mountain lake rental properties, smith mountain lake rental property, smith mountain lake home rentals, rental homes at smith mountain lake, smith mountain lake rental homes, smith mountain lake property

Smith Mountain Lake 3BR 2Bth SORRY SOLD Pub in Lower Level and Dock with Party Deck

Smith Mountain Lake 3BR 2Bth Colonial with Pub in Lower Level and Dock with Party Deck $374,000     SORRY SOLD!!!

 

 

 

 

 

Address: 100   Greenwood LN , Moneta , VA 24121
 

 
ML # 790975 Status Active
List Price $ 379,000 Subdivision Map  
Style Colonial Lot 83
Year Built (seller) 1997 Block 0
Construction Status Completed Section B
Total Acreage 1.29 Zoning Code  
Lot Dimensions   Tax ID 220B-6-83
Municipality Bedford County Annl Taxes $ 2,016
Listing Type: Exclusive Right to Represent Seller
Area: 0600 – Bedford County
Area Ext:  
Subdivision: Beechwood West
Phase: 0
Entry – SQFT Fin/Ht 934 Upper – SQFT Fin/Ht 934 Lower – SQFT Fin/Ht 400
Other – SQFT Fin/Ht 0 Total Fnshd SqFt 2268 Entry – SQFT Unfin 0
Upper – SQFT Unfin 0 Lower – SQFT Unfin 534 Other – SQFT Unfin 0
Total Bedrooms 3 Basement Y/N Yes Elementary School Moneta
Total Full Baths 2 Basement Walkout – Full Middle School Staunton River
Total Half Baths 1 # Vehicle Spaces   High School Staunton River
Prim. Covered Prking N/A Add’l Covered Prkng Not Applicable Uncovered Parking  
Total Cov’d Prk Spc 0 Add’l Parking Spaces   Uncovered # Spaces  
Water Class Waterfront Property Water ID Smith Mtn Lake Length of Waterfront 123
Directions: FROM HFB 122N L655 L750 RIGHT ON FOREST LAWN TO LEFT ON GREENWOOD. COLONIAL ON LEFT
Public Remarks: SHORT-TERM RENTALS ALLOWED! GORGEOUS PANORAMIC VIEW OF MAIN CHANNEL PRIVATE LOT COVERED BOAT HOUSE WITH HOIST, GREAT LOCATION.QUALITY BUILT BRICK 2-STORY HOME. 123 WF, COVERED BOAT DOCK/HOIST/ PARTY DECK. FABULOUS WIDE WATER VIEWS. DEEP WATER AT DOCK. SPACIOUS PRIVATE 1.29 WOODED LOT. IDEAL VACATION/RENTAL HOME. PARK LIKE WOODED SETTING! MOVE-IN READY! SUPER CLEAN!
PRICED BELOW TAX ASSESSMENT.
 
Nieghborhood Style: Wooded with Freshly Paved Roads
Lot Description: Views; Wooded
Construction: Brick; Vinyl
Manufactured ?: No HUD Tag
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: # Fireplaces: 1; Living Room
Interior Features: Ceiling Fan; Storage; Wet Bar
Exterior Features: Deck; Storage Shed
Appliances: Microwave Oven
Floors: Carpet; Vinyl; Wood
Windows: Storm
Exterior Doors: Full View
Porch: Front Porch; Rear Porch
Water Description: Private Well
Sewer Description: PrivSept-permit unkn
Water Heater Type: Tank
Water Heater Energy: Electric
Bedrooms: BR Entry Level: 0; BR Upper Level: 3; BR Lower Level: 0; BR Other Level: 0
Full Baths: Full Baths Entry Lvl: 0; Full Baths Upper Lvl: 2; Full Baths Lower Lvl: 0; Full Baths Other Lvl: 0
Half Baths: Half Baths Entry Lvl: 1; Half Baths Upper Lvl: 0; Half Baths Lower Lvl: 0; Half Baths Other Lvl: 0
Limited Service: Not Limited Service
Boat Dock Desc: Party Deck; Stationary; Boat Hoist
Water Features: Main Channel
Water Details: Number Covered Slips: 1; Short Term Rental
 
Room Name Room Level
Master Bedroom 1 Upper
Bedroom 2 Upper
Bedroom 3 Upper
Living Room Entry
Dining Room Entry
Eat-in Kitchen Entry
Family Room Lower
Laundry Lower
 
Cumulative DOM 146 Buyer Agt Authorized Yes Yard Sign Yes
POA/HOA Assoc Y/N Yes AVAILABLE: NOW POA/HOA Dues $ 325
Variable Rate Brkrge No POA/HOA Terms A/M Annual
LA: NOREEN HARTKERN Mobile : (540) 420-1294 Other E-mail : noreenhartkern@yahoo.com 
LO: WAINWRIGHT & CO., REALTORS (LAKE) 
 
 

Smith Mountain Lake 3BR 2.5Bath Rustic Cedar Cottage SORRY SOLD $399,999

SORRY SOLD!!!

1984 Cedar Cottage with 2 Car Garage on 1.35 Acres 550′ of Smith Mountain Lake Shoreline on Incredible Point Lot in Indian Run Trail Overlooking Indian Pointe and the Main Channel. 3BR’s 2.5Baths Gentle Walking Trail to Water. Fishing Pier, Whole House Fan, Central Vac, Eat-In Kitchen, Wrap Around Deck. Full Walkout Basement. Random Plank Pegged Hardwood Floors.

Rustic Cedar Homestead on Private Wooded Cul-de-sac Lot in Indian Run area just minutes from Westlake Corner. With 550 feet of deep Smith Mountain Lake Water, this is True Lake Cottage on a Massive 1.345 Acre Point Lot with Seasonal Panoramic Views of Indian Pointe and the Main Channel. Wrap Around Deck, Awesome Fishing, Path with Handrail to Lake is a Gentle Walk to Oversized Fishing Pier with Swimming Area, Park Bench and Floater. DOCK 10 x 12, PIER 10 x 6, PIER 11 x 24, PIER 9 x 10

Call Noreen Hartkern, Realtor to view this Great Hideaway! 540-420-1294

 

Satellite Shows Home, Dock and Waterfrontage

Satellite Shows Home, Dock and Waterfrontage

Aerial View

View of Home in Spring from Cul-de-sac

View of Home in Spring from Cul-de-sac

Cedar Cape with 2 Car Garage

Cedar Cape with 2 Car Garage

Privacy from Cul-de-sac

Privacy from Cul-de-sac

Lakeside Deck

Lakeside Deck

Wraps Around

Wraps Around

Open Floor Plan to Kitchen

Open Floor Plan to Kitchen

DSC08720

Random Plank Hardwood Floors

Random Plank Hardwood Floors

Master Bedroom with Hardwood Floors

Master Bedroom with Hardwood Floors

Master Bath

Master Bath

DSC08728

DSC08727

Upper Bedroom 2

Upper Bedroom 2

Upstairs Full Bath

Upstairs Full Bath

Upper Bedroom 3

Upper Bedroom 3

Lower Level Propane Stove

Lower Level Propane Stove

Lower Level Bath

Lower Level Bath

Picture Windows

Picture Windows

Rear Elevation

Rear Elevation

Walking Path to Dock with Handrail Very Gentle

Walking Path to Dock with Handrail Very Gentle

Dock is an Oversized Fishing Pier

Dock is an Oversized Fishing Pier

Dock Entry from Path

Dock Entry from Path

550' Feet of Smith Mountain Lake Shoreline

550′ Feet of Smith Mountain Lake Shoreline

Views of Indian Pointe

Views of Indian Pointe

Views of Main Channel

Views of Main Channel

DSC08699

DSC08698

Smith Mountain Lake Waterfront Cape Cod For Sale REDUCED TO $374,000 SOLD! SOLD! SOLD!

SORRY SOLD!!!

SMITH MOUNTAIN LAKE WAS $425,000

3BR, 3.5Bath Cape NOW ONLY $374,000 Long Water Views Westlake!

OWNERS ARE AT PURCHASE PRICE AND NEED TO SELL NOW! 

FINAL PRICE REDUCTION DO NOT WAIT!  

 

Prop Type: Residential  - Detached Location: Westlake, Smith Mountain Lake, VA
Appointment 540-420-1294 Call: Noreen Hartkern To Tour Status Active
List Price $ 384,500 Subdivision Map Indian Run
Style Cape Cod Lot 46
Year Built (seller) 1999 Block 0
Construction Status Completed Section 0
Total Acreage 1.50 Zoning Code R1
Lot Dimensions Tax ID 0150106300
Municipality Franklin County Annl Taxes $ 1,600

 

Listing Type: Exclusive Agency
Area: 0400 – Franklin County
Area Ext: 
Subdivision: Indian Run
Phase: 0

 

Entry – SQFT Fin/Ht 840 Upper – SQFT Fin/Ht 600 Lower – SQFT Fin/Ht 744
Total Fnshd SqFt 2184

 

Total Bedrooms 3 as MBR Plus Split Upper Level Basement Y/N Yes Elementary School Dudley
Total Full Baths 3 Basement Walkout – Full Middle School Ben Franklin Middle
Total Half Baths 1 # Vehicle Spaces High School Franklin County
Prim. Covered Prking N/A Add’l Covered Prkng Not Applicable Uncovered Parking
Total Cov’d Prk Spc 0 Add’l Parking Spaces Uncovered # Spaces
Water Class Waterfront Property Water ID Smith Mtn Lake Length of Waterfront 110

 

Westlake: Convenient to Groceries (Kroger), Gas, Marinas, Dining, Movie Theater, Banks, Pharmacy, Doctors and Urgent Care!!!!
Public Remarks: Great View of the Long Water Near Indian Pointe. Very private with hardwoods. Huge cabana for entertaining. Large dock with upper deck and separate Cabana with lots of storage. 1.5 acres of privacy. Newly Paved Driveway, Water Softener and Hardwood Floors!! NO PROPERTY OWNERS OR HOME OWNERS ASSOCIATION/NO FEES DON’T MISS THIS ONE! Priced $45,000 UNDER MARKET VALUE FOR IMMEDIATE SALE.

 

Showing Instructions: Call Seller – Go
Lot Description: Views; Wooded
Construction: Vinyl
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: # Fireplaces: 1; Basement
Exterior Features: Deck; Patio; Sunrise View
Appliances: Microwave Oven; Refrigerator; Range
Misc Features: Maint-Free Exterior
Floors: Wood, Carpet; Vinyl
Water Description: Private Well
Sewer Description: PrivSept-permit unkn
Bedrooms: BR Entry Level: 1; BR Upper Level: 2; BR Lower Level: 0; BR Other Level: 0
Full Baths: Full Baths Entry Lvl: 1; Full Baths Upper Lvl: 1; Full Baths Lower Lvl: 1; Full Baths Other Lvl: 0
Half Baths: Half Baths Entry Lvl: 1; Half Baths Upper Lvl: 0; Half Baths Lower Lvl: 0; Half Baths Other Lvl: 0
Limited Service: Not Limited Service
Boat Dock Desc: Party Deck; Floater; Stationary; Boat Hoist;Cabana
Water Features: Cove, Privacy
Water Details: Number Covered Slips: 1

 

Room Name Room Level
Master Bedroom 1 Entry
Bedroom 2 Upper
Bedroom 3 Upper
Living Room Entry
Eat-in Kitchen Entry
Dining Area Lower
Game Room Lower
Family Room Lower
Laundry Entry

 

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Smith Mountain Lake Real Estate: JUST REDUCED $112K! REQ CASH OR EQUITY 3BR 2Bth Plus 2nd Homesite

Smith Mountain Lake  For Sale Was: $399,000– NOW ONLY $287,000!!

Short-Term Rentals Allowed

Contact Noreen Hartkern to view this wonderful home with fantastic main channel panoramic view of the Smith Mountain Lake Main Channel. This neighborhood allows short-term vacation rentals

Call: 540-420-1294

Anything in this price range will not last!

Seaview Drive Lakeside of Home

Super close to the water!

Smith Mountain Lake Panoramic Views Near R 32Panoramic Views of Smith Mountain Lake Main Channel!

Huge Dock on Smith Mountain Lake Open Floor Plan on Smith Mountain Lake

Bright Kitchen

Seaview Drive, Goodview, VA 24095
NOW ONLY:  $ 287,000

2 HOME SITES ON PROPERTY

New Roof, New Appliances, New AC/Heating System
Year Built (seller) 1989
Construction Status Completed Section
Total Acreage .68
Lot Dimensions 168X383X81X337 Tax ID 220A-1-4
Municipality Bedford County
Listing Type: Exclusive Right to Represent Seller
Area: 0600 – Bedford County
Entry – SQFT Fin/Ht 1685 Upper – SQFT Fin/Ht 0 Lower – SQFT Fin/Ht 0
Total Bedrooms 3 Basement Y/N No Elementary School Moneta
Total Full Baths 2 Basement Other – See Remarks Middle School Staunton River
Total Half Baths   # Vehicle Spaces 0 High School Staunton River
Water Class Waterfront Property Water ID Smith Mtn Lake
HUGE DOCK, GENTLE LOT, WIDE WATER PANORAMIC VIEWS.
Construction: Manufactured
Heating: Heat Pump Electric
Cooling: Heat Pump Electric
Fireplace: # Fireplaces: 1; Living Room
Interior Features: All Drapes
Appliances: Dishwasher; Range
Floors: Carpet
Windows: Insulated; Storm
Sewer Description: PrivSept-shared
Bedrooms: BR Entry Level: 3
Full Baths: Full Baths Entry Lvl: 2
Water Details: Length of Waterfront: 81
Noreen Hartkern, REALTOR
Wainwright and Co. Realtors At the Lake
cell: 540-420-1294
fax:  540-904-4871
email: noreenhartkern@yahoo.com
website: http://www.smithmountainlakefronthomes.com/

Tags: smith mountain lake | smith mountain lake realty | smith mountain lake real estate | buying smith mountain lake homes | smith mountain lake virginia real estate

Smith Mountain Lake Access Exquisite Views with PUB 5BR 4BTH $436,000

NEW ACACIA HARDWOODS! Magnificent Panoramic Smith Mountain Lake VIEWS from this Spacious Warm and Inviting Home! New 15 & 20 Seer Zoned Heatpumps, Hardie Plank Siding, New Roof, Kitchen Addition and LAKESIDE SCREEN PORCH! Perfect for Entertaining, this Airy Open Plan boasts 5 BR’s & 4 FB’s Over 3 Finished Floors! Formal DR, 3 FP’s British Pub & Fruit Trees are a few FUN Features

 

Address: 70   Royal CT , Wirtz , VA 24184

ML # 804536 Status Active
List Price $ 436,000 Subdivision Map
Style 2 Story Lot 31
Year Built (seller) 2001 Block 0
Construction Status Completed Section 1
Total Acreage 0.63 Zoning Code
Lot Dimensions Tax ID 0471202200
Municipality Franklin County Annl Taxes $ 1,906
Listing Type: Exclusive Right to Represent Seller
Area: 0400 – Franklin County
Area Ext:
Subdivision: Boxwood Green
Phase: 0
Entry – SQFT Fin/Ht 1450 Upper – SQFT Fin/Ht 1378 Lower – SQFT Fin/Ht 1378
Total Fnshd SqFt 4206
Total Bedrooms 5 Basement Y/N Yes Elementary School Dudley
Total Full Baths 4 Basement Full Basement Middle School Ben Franklin Middle
Total Half Baths 0 # Vehicle Spaces 2 High School Franklin County
Prim. Covered Prking Garage Attached Add’l Covered Prkng Uncovered Parking
Total Cov’d Prk Spc 2 Add’l Parking Spaces Uncovered # Spaces
Water Class Water Access Only Water ID Smith Mtn Lake Access Boat Launch and Storage
Lot Description: Views
Construction: Hard Board
Manufactured ?: No HUD Tag
Heating: Heat Pump Electric; Zoned Heat
Cooling: Heat Pump Electric; Zoned Cooling
Fireplace: # Fireplaces: 3; Den; Family Room; Living Room
Interior Features: Audio-Video Wired; Gas Log Fireplace; Masonry Fireplace; Walk-in-Closet; Whirlpool Bath
Exterior Features: Covered Porch; Deck; Fenced Yard; Screened Porch
Appliances: Cook Top; Dishwasher; Clothes Dryer; Microwave Oven; Oven; Refrigerator; Clothes Washer
Misc Features: In-Law Quarters; Maint-Free Exterior
Floors: Carpet; Tile – i.e. ceramic; Vinyl; Wood
Windows: Low Emissivity; Storm
Exterior Doors: Fiberglass; Insulated Storm
Porch: Front Porch; Side Porch
Water Description: Community System
Sewer Description: Private Septic – 3BR
Water Heater Type: Tank
Water Htr Energy: Electric
Internet Access: Cable; DSL
Bedrooms: BR Entry Level: 1; BR Upper Level: 3; BR Lower Level: 1; BR Other Level: 0
Full Baths: Full Baths Entry Lvl: 1; Full Baths Upper Lvl: 2; Full Baths Lower Lvl: 1; Full Baths Other Lvl: 0
Half Baths: Half Baths Entry Lvl: 0; Half Baths Upper Lvl: 0; Half Baths Lower Lvl: 0; Half Baths Other Lvl: 0
Limited Service: Not Limited Service
Room Name Room Level
Master Bedroom 1 Upper
Bedroom 1 Entry
Bedroom 2 Upper
Bedroom 3 Upper
Bedroom 4 Lower
Living Room Entry
Kitchen Entry
Dining Room Entry
Breakfast Area Entry
Foyer Entry
Game Room Lower
Office Lower
Den Entry
Family Room Lower
Laundry Entry

 

13 Reasons to Look Forward to 2013: National Association of REALTORS

On December 19, 2012, in Economics, Selling, by Brian Summerfield
When we look back on 2012 a long time from now, it may be viewed as the first year of the recovery, the year in which real estate reversed its course and moved in a more positive direction.

With that in mind, here are 13 reasons — courtesy of REALTOR® Magazine’s online news — why real estate pros can look forward to next year:


1. There’s greater optimism about increasing home values.

2. More new households are forming.

3. Home shoppers are feeling a greater sense of urgency.

4. Home ownership remains a goal of members of the Millennial generation.

5. Foreclosure starts are falling to pre-housing-bust levels.

6. Interest rates should remain low through next year’s selling season.

7. Loan demand for home purchases is climbing.

8. More Americans say it’s a good time to sell.

9. The number of improving housing markets is going up.

10. Job creation is expected to provide a much-needed boost to the commercial sector.

11. Housing starts are picking up as builder confidence increases.

12. As housing values rise and equity returns, fewer home owners are underwater.

13. Real estate is contributing to an overall economic recovery.

That’s not to say there aren’t challenges. Lending remains tight, there’s a large foreclosure backlog, and regulatory challenges and the fiscal cliff loom ahead. But on balance, real estate appears to have a bright future in 2013.

So….Let’s Stay Positive…
and TOGETHER, we can
ACCOMPLISH
GREAT THINGS!

ALL THE BEST FOR 2013 AND BEYOND!
Noreen

 

NOREEN HARTKERN
WAINWRIGHT & CO., REALTORS (LAKE)
16503 BOOKER T WASHINGTON HWY
MONETA, VA 24121
Mobile – (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/

 

 

Smith Mountain Lake Sales Reach 3-Year High in 2012

Smith Mountain Lake REAL ESTATE Sales

Smith Mountain Lake is not just picking up, it’s heating up and the competition for properties has now led again, to some bidding wars…yes, you read that right….multiple interested buyers on multiple hot properties–in fact, as I’m writing this to you [and clearly this data will change as the properties get to the closing table] there are 63 Pending or Under Contract Properties. Are they all low-priced crappers? I should say not, with several being over $1 Million.

Follow this link to see the page:

Click to view listing(s)

Note: This link will no longer be available after 7/6/2012.

The Trend is the Same Around The Nation (see below). The Moral of the Story is: Don’t Miss This Incredible Market with Incredibly Low Interest Rates.

The Time is NOW To Buy Your Dream Home On Smith Mountain Lake, Virginia.

 

If you wait for the Presidential Election it will be too late…that buzz and stimulus alone with cause a stir in the housing market that will effect you wallet.  

Click Here To Get Your Smith Mountain Lake FREE Report NOW BEFORE IT’S TOO LATE! 

Source: National Association of Realtors —  WASHINGTON (May 30, 2012)


Lawrence Yun
, NAR chief economist, said a one-month setback in light of many months of gains does not change the fundamentally improving housing market conditions.  “Home contract activity has been above year-ago levels now for 12 consecutive months. The housing recovery momentum continues,” he said.

Yun notes home sales are staying well above the levels seen from 2008 through 2011.  “Housing market activity has clearly broken out at notably higher levels and is on track to see the best performance since 2007,” he said.  “All of the major housing market indicators are expected to trend gradually up, but a new federal budget must be passed before the end of the year for the economy to continue to move forward.”

The PHSI in the Northeast rose 0.9 percent to 78.9 in April and is 19.9 percent higher than April 2011.  In the Midwest the index slipped 0.3 percent to 93.0 but is 23.0 percent above a year ago.  Pending home sales in the South fell 6.8 percent to an index of 105.7 in April but are 13.3 percent higher than April 2011.  In the West the index dropped 12.0 percent in April to 94.9 but is 5.1 percent above a year ago.

The housing forecast has been upgraded, with existing-home sales expected to reach 4.66 million this year, compared with 4.26 million in 2011.  The outlook for 2013 is now 4.92 million, but could vary significantly depending on two scenarios.
If lending returns to normal, the 2013 outlook for existing-home sales would measurably improve to 5.3 million.  However, a fiscal cliff scenario of higher taxes and sharp spending cuts beginning in early 2013, which is an unlikely event but still worth noting, would lower the sales projection to 4.5 million.

Because of measurably lower inventory supplies, the forecast for home prices has been upwardly revised with the median existing-home price projected to rise 2 to 3 percent this year and 4 to 5 percent in 2013, with wide local market variations.  Miami and Phoenix will easily achieve double-digit price growth by year end.

Yun said the price gains will measurably reduce the number of underwater homeowners.  “For example, a 5 percent national price gain means the number of underwater homeowners would fall to about 9 million from current estimates of around 11 million.  A 10 percent gain, say over the next two years, would reduce the underwater status to about 7 million households out of 75 million owner-occupied homes,” he said.

About 25 million homes are owned free and clear without a mortgage.

Though the proportion of distressed properties is still high, the numbers have been falling over the past two years.  “The diminishing share of distressed properties is another reason for higher home prices in upcoming months,” Yun added.

The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1 million members involved in all aspects of the residential and commercial real estate industries.

# # #

*The Pending Home Sales Index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed, though the sale usually is finalized within one or two months of signing.
The index is based on a large national sample, typically representing about 20 percent of transactions for existing-home sales.  In developing the model for the index, it was demonstrated that the level of monthly sales-contract activity parallels the level of closed existing-home sales in the following two months.
An index of 100 is equal to the average level of contract activity during 2001, which was the first year to be examined as well as the first of five consecutive record years for existing-home sales; it coincides with a level that is historically healthy.

NOTE:  Existing-home sales for May will be reported June 21 and the next Pending Home Sales Index will be on June 27; release times are 10:00 a.m. EDT.

If You’re Already On My List, then you Already Have “THE SMITH MOUNTAIN LAKE BUYER’S EDGE”…if not…what are you waiting for? IT’S FREE!?

Noreen Hartkern

WAINWRIGHT & CO., REALTORS (LAKE)

16503 B T WASHINGTON HWY

MONETA, VA 24121

540-420-1294

noreenhartkern@yahoo.com

http://www.smithmountainlakefronthomes.com/

 

 

Smith Mountain Lake Home For Sale On Flat Level Lot

Smith Mountain Lake Virginia: 2 Homes for the Price of One?

$749,000 Owners Negotiable!

http://www.smithmountainlakefronthomes.com/WaltonCove.htm
2 HOMES FOR THE PRICE OF ONE!
Was $825,000 Now $749,000 OWNERS ANXIOUS!
BRING ALL REASONABLE OFFERS 2011!
Home #1 3BR, 2.5 Bath Main House PLUS! Home #2: 2BR, 1Bth Garage Guesthouse in Bedford County, Moneta, VA on super flat lot only: $749,000 .70 Acres 100′ of private shoreline with beach, boatlaunch, boat dock with electric hoist and floaters.

Sellers are “negotiable” and looking at offers NOW. This Smith Mountain Lake Waterfront Home looks at the Smith Mountain Lake State Park so it will have a green view forever as no one can ever build on the land across from it. For More Information on this Featured Smith Mountain Lake House visit:

http://smithmountainlakefronthomes.com/WaltonCove.htm

3BR 3BTH Ranch Near Smith Mountain Lake Only $189,000 SORRY…SOLD!!!!

Moneta Ranch in Virginia Woods REDUCED $10,000 JUNE 2012

Bedford County, Virginia Moneta ONLY $199,000
Virginia Woods Subdivision Off Water but just minutes from Smith Mountain Lake.

Beautiful Corner Lot with amazing landscaping, custom fenced backyard perfect for kids or pets! 3 BR, 3 Full Baths, Main Floor Master and Laundry,Eat-In Kitchen! Love to Entertain? You need to see this 16 x 16 Oversized Custom Screen Dining Porch, Full Finished Walkout Basement 2 Gas Fireplaces, 2 Sheds, Gorgeous Gardens, Oversized 2 Car Garage, Convenient to everything and so much more…

For more information: Call Noreen Hartkern 540-420-1294

Wainwright & Company Realtors ONLY $189,000

PRICED FOR IMMEDIATE SALE!

NOREEN HARTKERN
WAINWRIGHT & CO., REALTORS (LAKE)
16503 B T WASHINGTON HWY
MONETA, VA 24121
Mobile - (540) 420-1294
Fax:(540) 904-4871
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake Waterfront Home For Sale with In-Law Suite

SORRY No Longer Available–Click Here for More: http://www.smithmountainlakefronthomes.com/free_report.htm

Smith Mountain Lake 3BR, 3FB, In-Law Suite, Paved Road To Dock, Westlake Convenient to Everything!

Reduced $61,000!

Now ONLY:  $539,000

PRICED $106K UNDER ASSESSED VALUE FOR IMMEDIATE SALE! This Wonderful Lake Home is Deceivingly Large and Boasts: 3,032 sq. ft. 2 Kitchens, 2 gas fps an in-law suite, huge MBR & a wetbar in the garage for family reunions. Garage has a screen bay, fan and propane heat and can seat 30. The rear screen porch is 456 sq ft for lake view entertaining, a hidden hobbiest’s workshop and so much more! Paved road to dock, wide water cove just off main channel. Westlake, Convenient to Everything, Including Roanoke and Lynchburg Virginia.

24′ AQUA PATIO PONTOON CONVEYS WITH THIS SALE

To Learn More Visit: http://smithmountainlakefronthomes.com/260HalesPoint.htm

NOREEN HARTKERN
WAINWRIGHT & CO (AT THE LAKE)
16503 B T WASHINGTON HWY
MONETA, VA 24121
Mobile – (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/

SMITH MOUNTAIN LAKE | 2012 | BUY OR BUILD?

Smith Mountain Lake Real Estate
“The Buyer’s Edge” Insider
New Year’s Edition 2012

Author Noreen Hartkern c. 2012
“The Worst Year in Home Sales History?” 
Wow!  What a Year! Waterfront Continues to Amaze…

So….here we go again….the leading Housing Market Websites showed headlines like:

  • “2011 Likely to Be The Worst Home Sales Yet”
  • “Record Low New Home Sales 2011″
  • “2011 Home Sales and Prices Likely To Be Very Flat”

And on, and on, and on……

What actually ended up happening is pretty amazing….Firstly, let me clear something up. We don’t really have new homes here at the lake….the only new homes right now are those being built by owners of lots….and trust me….we are cringing all the way. Lots are expensive and the cost of construction has not come down—at all—let me say that again….the cost of construction has not come down at all….so what does that mean for you?

Existing homes have so much bang for the buck it’s insane. Let me break it down for you:

What does it cost to build a new home at Smith Mountain Lake?

Depending on your ta$te you’re looking at $116-$200+/sq foot for just the structure. Oh and by the way…things like cathedral ceilings, open-spaced areas and layouts are all extra and a la carte. Why? Because roof lines and interior supports are expensive…think crickets and ice dams, beams, etc…

What that DOESN’T INCLUDE:

oh….gee….do you have an hour?

  • The waterfront lot–if you don’t own one, you can figure $100K for a cliff and up to $1.5M for super flat estate type lot.
  • a driveway (other than construction gravel)
  • municipal, community water hookup or well—figure $4k on the low side
  • septic tank and drainfield–figure $4k-$15K depending on the lay of the lot and whether or not you need an engineered field or a pump back septic
  • finished basement–oh, figure another $60-$100/sq ft.
  • a dock–figure about $35K for a single slip dock IF you can get a permit from AEP and $48K-$100K for something really fancy.
  • landscaping–$1000 for just grading and seed with straw and everything else is up to you.
Trickle Down Economics Uh…REALLY?

It ASTOUNDS ME That we can talk about a down economy all day long, and yet, NONE of the economic downturn has been passed off to the CONSUMER….Yep….Construction Costs have—if ANYTHING–continued to rise…and that’s not just materials my friends….

So where does that leave us?

That leaves us in 2012, with the knowledge that we can buy an existing home for pennies on the construction dollar…and I mean pennies…..with a simple calculator above you can do the math. I don’t know your taste or circumstances, so pardon me for not extending the numbers for you….

 

Now, without further ado,  for those of you who love statistics and data, here  were our 2011 Smith Mountain Lake Sales in a nutshell…

 

182 Smith Mountain Lake Waterfront HOMES  Sold and Closed 2011  [ Only 17 Less Than Last Year :) ]Click to view listing(s)
33 Smith Mountain Lake Waterfront LOTS  Sold and Closed 2011 [ Only 14 Less Than Last Year :) ]Click to view listing(s)
83 Smith Mountain Lake ACCESS HOMES  Sold and Closed 2011 [ 14 MORE Than Last Year!!! ]Click to view listing(s)
13 Smith Mountain Lake ACCESS LOTS  Sold and Closed 2011 [ Only 3 Less Than Last Year :) ]Click to view listing(s)
25 Smith Mountain Lake WATERFRONT  Pending and Poised to CloseClick to view listing(s)
15 Smith Mountain Lake LAKE ACCESS  Pending and Poised to Close  [ 9 MORE Than Last Year ]
Click to view listing(s)

this data will no longer be available for viewing on 3/2/2012

 

THAT’S 351 ROCK-SOLID SALES IN THE MIDST OF WHAT THEY CALLED “A RECESSION, TURNED DEPRESSION”…..YEAH RIGHT! DON’T YOU JUST LOVE PROPAGANDA!???? THAT’S ONLY A TOTAL OF 13 PROPERTIES LESS THAN LAST YEAR!!!

SO…What’s Still Available?

IF YOU’RE ALREADY ON MY LIST, THEN YOU ALREADY KNOW…BUT IF YOU’RE NOT YOU SHOULD ACT NOW!

 

SIGN UP FOR OUR FREE MLS SERVICE TO FIND OUT!


And in all sincerity, I hope this finds you Happy, Healthy and Prosperous in the New Year!

Cheers!

Noreen

 

 

P.S. So….once again, you may be asking yourself those age-old questions:

“Did I miss the recession?”
“Are there any ‘deals’ left?”
“Can I see a whole list of foreclosures?”  You could if there were any!
“What’s Left That I Can ‘Steal’?”

And I can tell you that there are a few deals left, BUT! you need to make written offers in order to get them!

Did you know that you don’t even have to be here physically to do that???

I’m not advising you to do that, but! If you found a home or lot that you absolutely didn’t want to miss out on but couldn’t get here for a week or two, here’s how you could handle that:

You write an offer  “Subject To: Touring the property in person ”(with your spouse, with you business partner, with your home inspector)  and after a successful tour, you remove that “subject to”/”contingency” and then you finalize plans to close on the property.

In this way, if a seller accepts those terms and signs the contract, you will be first in line to tour the property and make your decision. That’s how that’s done, and believe me, it happens more often than not in resort areas because EVERYONE lives out of town before they get here!



Scheduling:
If you are thinking about coming to  the lake  to look at homes, I just wanted to let you know that my  Winter Calendar is as follows: I am available 7 days a week, and weekdays are always easier!

Just let me know by calling or emailing me As soon as humanly possible.
email: noreenhartkern@yahoo.com cell: 540-420-1294

————————————————————————-

Financing:
So many of you can’t wait to fulfill you dream of owning a lake home, and I’m here to help you with that,but you may be wondering how much you can really afford. Contact your local lending institution or if you are looking for a  Smith Mountain Lake Lender, contact one of the following reps and tell them I sent you so that you receive optimum care and guidance!

THINK YOU CAN’T GET FINANCING? THINK AGAIN!Edgar Tuck
Loan Originator
Mail Code: Va-Hardy-9463
13264 Booker T. Washington Hwy.
Hardy, Va 24101
Phone  540-721-4471  Fax  540-721-4935
Cell Phone  540-871-0940
www.suntrustmortgage.com/etuck
Self-Employed Like Me?
Deanna C EarlyGateway Mortgage GroupBranch ManagerEmail:  Dearly@Gatewayloan.comOffice:  (540) 719-4464Cell:          (540) 529-0325 

EMAIL ME IF YOU WANT TO RECEIVE THIS INFORMATION REGULARLY!!!

Noreen Hartkern
WAINWRIGHT & CO (AT THE LAKE)
16503 B. T. WASHINGTON HWY
MONETA, VA 24121
noreenhartkern@yahoo.com
540-420-1294
http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake Real Estate For Sale

 

NOREEN HARTKERN REALTOR * 540-420-1294
noreenhartkern@yahoo.com

Tags: smith mountain lake | smith mountain lake realty | smith mountain lake real estate | buying smith mountain lake homes | smith mountain lake virginia real estate

Smith Mountain Lake Noreen Hartkern and HGTV Perfect Together!

Noreen Hartkern:  Smith Mountain Lake HGTV Lakefront Property Specialist!

Smith Mountain Lake Private 5 Acres SORRY SOLD

This road is 6/10th’s of a mile long and at the end of the road is a private entrance to the home. After the causeway, it’s another minute or so to the rock wall entrance. 5 Acres of land and an unprecedented 1,500 feet of shoreline….most homes have 100′ of shoreline…Now ONLY $1,199,000!



Smith Mountain Lake: Who’s Buying Waterfront Homes in 2011?

So…after one of the worst Economies since the Great Depression, the question I get asked the most is: “Has anybody bought homes at Smith Mountain Lakethis year…and if so, how did they do it?”

Well…I can tell you this! The answer is a resounding “Yes!”

Hundreds of properties on and with access to Smith Mountain Lake have sold this year…so far….remember…..2011′s not over yet!

From right now….early Autumn 2011 until December 31st, 2011 will be a race to end, to pick up the most incredible deals that the Smith Mountain Lake has seen since about 2002! In some rare cases, people are purchasing lake homes for what their owners paid for them all those years ago. Why? Simple…it’s a second mortgage that probably has a balloon due and people just don’t seem to plan well for these moments! Now is the perfect time to refi something like that, but you need a stable job and income….and interestingly, if you do, you are the minority in our country these days.

TIME TO PUT UP OR SHUT UP—

Seriously….here are the ACTION STEPS you MUST TAKE in order to FULFILL THE AMERICAN DREAM OF OWNING A WATERFRONT HOME:

#1) Contact your lending professional, or ask us for some local lenders.

#2) Get Pre-Qualified for a loan if you need one. A “pre-qual letter” will give you, what I call ”The Buyer’s Edge” and position you to grab a lakefront home when you are ready.

#3) Make plans to get here next weekend….don’t delay! The most incredible deals are scooped up in the worst weather…..when no one else is out looking. Come scout out everything in the fall and buy something this late fall or winter and you will be ready to use your home in 2012!

If you would like a FREE Report to see what’s available on Smith Mountain Lake, go here now and enter your name and email: http://www.smithmountainlakefronthomes.com/free_report.htm

Hope to meet you all this Autumn, no matter where you’re from!

Have a safe trip!

Noreen

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#1 Rated Smith Mountain Lake Websites

Smith Mountain Lake Real Estate
Smith Mountain Lake FREE MLS

Lake Effects Smith Mountain Lake Movie To Increase Waterfront Home Sales in 2012

 

Smith Mountain Lake Virginia | Westlake: October 8, 2011

Last night the Westlake Cinema was a buzz with the red carpet opening of Smith Mountain Lake’s own “Lake Effects” Movie. The stars came out, as well as, area residents and local business owners for the screening. Limos were stretched from one end of Westlake Plaza to the other.

The plot as seen on IMBD reads as follows:  Sara and Lily grew up at Smith Mountain Lake. Sara became estranged from the family and without explanation moved to Los Angeles to study law. Her sister Lily, an artist, teaches locally and lives with their parents, Ray and Vivian, until Dad dies in an accident. Sara returns to help settle his estate, and all our ladies cross paths with an eclectic group of local oddballs, as they search for a Loch Ness-style monster they believe lurks in the lake’s depths. A few real Smith Mountain Lake characters make appearances. The next week at the lake is filled with adventure, tears, and laughter as Vivian and her two daughters finally understand, through the guidance of Dad’s spirit, if they still belong on the lake, even though Ray is gone. All paths converge at the Smith Mountain Lake Wine Festival, on course for a heart-warming and hilarious collision. As Written by Mike McKay

What a wonderful way to honor the memory of “Lake Effects“ writer Scott Winters, who died earlier this year–he will surely be missed, but his work will live on.

Smith Mountain Lake Lake Effects Movie Increases Waterfront Homeownership Tourism

Smith Mountain Lake Lake Effects Movie Increases Waterfront Homeownership Tourism

Local News Outlets and papers are clear to remark that, not only do they foresee tourism increasing in 2012, they are certain that no matter what state you see this Jane Seymour movie in, you will be sure to want to visit Smith Mountain Lake, Virginia and all of it’s beauty and charm. And with this, lakefront lots and waterfront home sales should increase substantially in 2012 and beyond.

Watch for “Lake Effects” coming to your theater or DVD.

This marks the second major movie to be filmed on Smith Mountain Lake, Virginia–the first, was “What About Bob?” in 1991

To learn more about Smith Mountain Lake and obtain FREE Information Click Here.

Come See What All the Fuss is About!
GET YOUR SMITH MOUNTAIN LAKE FREE REPORT

NOREEN HARTKERN
WAINWRIGHT & CO (AT THE LAKE)
16503 B T WASHINGTON HWY
MONETA, VA 24121
Mobile – (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/

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Smith Mountain Lake Cinematographer’s Paradise

What About Bob? | Smith Mountain Lake 1991

Although you may not be a fan of Bill Murray or Richard Dreyfuss and their slapstick antics, “What About Bob” is the movie that put Smith Mountain Lake on the map as Southwest Virginia’s Premier Vacation Destination.

The movie setting is supposed to be on  Lake Winnipesaukee, New Hampshire, but yes, ”What About Bob” was filmed in our very own downtown Moneta, and right here on Smith Mountain Lake in 1991. There are several scenes showing Smith Mountain and the dam….. like this one…”I’m sailing…”

But it was also this scene that made any view of Smith Mountain a million dollar view when it comes to real estate…. The coveted view can be seen from both Bedford and Franklin County VA, but it holds a higher price tag to be sure!

So, When “Lake Effects” –our 2011 Smith Mountain Lake Movie, starring Jane Seymour–hits the silver screen near you, make sure you tell your friends that that is where you are looking for your vacation home!

Just Visiting My Blog For the First Time?

GET YOUR SMITH MOUNTAIN LAKE FREE REPORT

NOREEN HARTKERN
WAINWRIGHT & CO (AT THE LAKE)
16503 B T WASHINGTON HWY
MONETA, VA 24121
Mobile – (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/

 

Smith Mountain Lake Best Time To Buy 2011-2012

Smith Mountain Lake Timeframes you should be aware of….

Did you know that the absolute best time to make
a real estate deal is between Labor Day and Christmas Eve?

Seriously, everyone goes out looking for real estate
in the Spring and Summer and you know from experience
that that is peak season for waterfront…both lake and ocean…

That is the perfect time to scout out properties and then lie
in the grass and wait…and watch….

When do people blow it? Waiting until after February 1st…that’s
when listings come back on the market as “New” and top dollar…
The cycle starts over again and the comps are reborn at different
levels than the previous season….
That’s when EVERYONE is looking…
and I mean everyone…

So…my best advice to you is to search for bargains now…

Consider these tips…
do you have a boat?
There are a few homes that are conveying boats with them!
That can be a savings of $10K-$30K right up front!

Are you looking for homes that need a lot of work—
trust me…we have them…and they can be had for
fairly cheaply….you can spend the winter months
getting it ready for Summer 2012.

Are you looking for just a single or double-wide getaway…
again….check with your lender
but KNOW that singles are impossible to finance
and doublewides are very, very difficult…

Do you have cash?
Then let’s make some offers!!!!
the seller can counter offer or quit…
Then we can go make another offer…

There are a few homes on the market
that are overpriced and seem out of line
with what the market is demanding right now
and the sellers are just hoping and praying for an offer…..
I know some of them off hand…
they don’t want to lower the price but are waiting
for a lower bid…this muddies up the playing field
but the seller’s fear is that they would lower their
price below what someone is actually willing to pay….

We can gather a list of these properties by looking
at a large number of days on the market.

The bottom line is this….
It IS a Buyer’s Market….
but you need to know
what that means for YOU.

Just because there might be 400 homes available
on the lake doesn’t mean you can afford them all….
or that a large number of them will appeal to you and
fit your wants and needs.

It’s time to narrow down your search and decide
what you really want.

Once you have a clear picture in your mind and on paper
of what a lake home means to you and your family
you will find it quickly.

The best and most lucrative timeframe to make offers
starts now….

Trust me…you don’t want to wait until February 1st.

Call or email me today and let me know when you’ll be in town!

Where To Stay?

Take Advantage of Off-Season Rates

Just Visiting My Blog For the First Time? 

GET YOUR SMITH MOUNTAIN LAKE FREE REPORT

NOREEN HARTKERN
WAINWRIGHT & CO (AT THE LAKE)
16503 B T WASHINGTON HWY
MONETA, VA 24121
Mobile – (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/


Happy Labor Day!
Noreen

Smith Mountain Lake Luxury Home For Sale

This is No Ordinary Smith Mountain Lake House


When this home hits the Dupont Registry it will be
gone. Nestled on 5 acres, this home enjoys a
private entry and still all of the comforts of lake life
and community at the water. Maintenance free 5BR
home is perfect for extended families. Shown By
Appointment Only, Call Buyer’s Agent Noreen
Hartkern (540)420-1294 Today!
Smith Mountain Lake Buyer’s Agent Noreen
Hartkern is celebrating 10+ Years as founder of
SmithMountainLakefrontHomes.com and full time
waterfront home sales consultant, coach, blogger
and agent. Find Smith Mountain Lake Virginia Luxury Homes and so much more here: Smith Mountain Lake FREE REPORT

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Smith Mountain Lake Foreclosures

Smith Mountain Lake Foreclosures

Well the truth is….there have NEVER been a lot of foreclosures on Smith Mountain Lake, Virginia.  

Foreclosures around the country are at an all time high, and yet, if you look at waterfront property—the most valuable property in the country and around the world—you’ll probably see a trend…there’s not much in the way of foreclusures to choose from.
Why? Because of just that…it’s valuable, and there’s always a hungry neighbor, realtor, builder, developer or family member waiting in the wings to scoop up a sure thing.

So let’s talk quickly about foreclosures….
it’s gotten away from it’s owner…they’ve now missed more than 3 months of mortgage payments and the bank is going to get the property back. What is the condition of the home? Did they leave the keys on the kitchen counter or did they strip it of everything including the toilets? Is the flooring and sub-flooring soiled beyond repair? Is there water damage from neglect or simply from no one being there to care for the home?

In 2004-2005 banks welcomed this REO portfolio because it gave them something back to sell in the high, hot markets. But, now in 2011 and into 2012, the banks do not want REO properties hanging around on their books…. Why? Because it will not only effect their bottom line, it will in turn, effect their rating as a bank.

In 2010 I did not find one bank that was “willing to play” with cash buyers…..but now in 2011 “Cash is Queen”…
You may have heard it as cash is king, but it’s a fact that most women in the household control the budget…hence the expression “tighten the purse strings” and my version ;)

Anyway–it is a cash buyer that is going to get the goods this year….but don’t expect foreclosures to be cheap—remember, the banks lent that money in “good faith” in the past and are due the money back. They are not in too much of a position to bargain and they aren’t really interested in giving you a loan to cover a bad loan. Make sense?

So, if you have CA$H and are ready to play with the banks I’ll send you a foreclosure list today. If you are pre-approved by your own lending institution and have a downpayment and good-faith deposit you may also want to see this list….

Just email me right now at:
noreenhartkern@yahoo.com with the
Subject: “Smith Mountain Lake Foreclosure List Request” or visit  http://www.smithmountainlakefronthomes.com/free_report.htm

and I will send your list out TODAY!
Have A Great Weekend!
Noreen

NOREEN HARTKERN
WAINWRIGHT & CO (AT THE LAKE)
16503 B T WASHINGTON HWY
MONETA, VA 24121
Mobile –             (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake Real Estate | 4BR Waterfront Home For Sale

Smith Mountain Lake Real Estate: Now Only $695,000

SOLD BUT WE HAVE MORE HERE:

http://www.smithmountainlakefronthomes.com/free_report.htm

Smith Mountain Lake Waterfront Home For Sale: 3,200 sq. ft. | 4BR Plus Office | 3.5 Baths | on .498 acres | 132 Ft Waterfront with Unobstructed Views of Smith Mountain Lake |Fabulous Dock & Cabana with 24′ boatslip and 39′ x 15′ Party Deck | 2 Master Suites | Sleeps 10 or more has been…

Drastically Reduced $200,000!!!!

and is available for a quick sale
to a pre-qualified buyer.

Now Only $695,000!

You can’t build this home for what it is offered at! Builders home, upgrades galore! Don’t miss out!

 

Furnished Option Available for $725,000

(some personal exclusions apply)

For More Information and a Private Tour,

Contact Noreen Hartkern, Owner/Agent

540-420-1294

noreenhartkern@yahoo.com

Gorgeous lake music by composer Dave Grusin

Tags:

Tags: smith mountain lake real estate | smith mountain lake realty | buyers agent for smith mountain lake | smith mountain lake buyers agent | smith mountain lake for sale by owner


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Smith Mountain Lake FREE MLS

Happy 4th of July Week!

Wow! Fireworks over the water, the smell of bar-be-ques and the boating adventures!

Well…so many of you said that you were tired of renting and are ready to own a home on Smith Mountain Lake! Seriously, it costs anywhere from $1,000-$4,000 per week to rent here in the summer months and that’s a mortgage payment….so why rent when you can own?

If you purchase one of the few homes left that can be rented on Smith Mountain Lake, you can collect those rentals and offset your mortgage, but hurry, there are so very few short term rentals left here!

Grab your FREE Report and see exactly what’s for sale on Smith Mountain Lake

Call me when you find something because 2010 deals are going fast!

FREE INSTANT ACCESS!

Smith Mountain Lake VA Waterfront Homes Report!





All the best!

Noreen

NOREEN HARTKERN
WAINWRIGHT & CO (AT THE LAKE)
MONETA, VA 24121
Mobile – (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake: Mom and Dad’s 50th Anniversary

For those of you who were unable to make the trip to Virginia to Celebrate Marge & Bud Hartkern’s Golden Wedding Anniversary Party, I have created this blog post.

The only favor I ask is that you
PLEASE LEAVE A COMMENT BELOW-
-anything at all that would be fun and festive so that I can share your comments with my parents.  I hope this brings the celebration to you….
Many thanks to those of you who contributed your photos so that
I could make an accurate chronological re-enactment!
Cheers!

The Pizza Party: April 8th, 2011

Mom and Dad’s Actual 50th Anniversary

It’s Wonderful

“Oh, Happy Anniversary: (Horsing Around with Marc)

“Blow Out the Candles”

“The Flintstones: Happy Anniversary”

“Have I Told You Lately That I Love You” (The Rehearsal)

“Longer” (The Rehearsal)

“The Renewal” April 9, 2011 Resurrection Catholic Church, Moneta, VA

“Margie” Played by Le Hot Club de Big Lick

“Margie Sings Margie”

“My Buddy” The Movie

“Mom and Dad’s Silhouettes” (Watching My Buddy The Movie)

“Have I Told You Lately” (Musical Dedication for Mom–partial recording) Featuring: Nora  Stasio: Vocals & Noreen Hartkern: Vocals and tambourine, Marc Stasio: piano * Joan Stasio: organ, djembe drum, triangle * Joe Stasio: Guitar * Marc Stasio, Jr.: bass * Dave Hartkern: drums

“Longer” (Musical Dedication for Dad) Featuring: Nora Stasio: Vocals & Noreen Hartkern: Vocals and tambourine, Marc Stasio: piano * Joan Stasio:

organ, djembe drum, triangle * Joe Stasio: Guitar * Marc Stasio, Jr.: bass * Dave Hartkern: drums

“Route 66″ Featuring: Marc Stasio: piano * Joan Stasio: organ, * Joe Stasio: Guitar * Marc Stasio, Jr.: bass * Bud Hartkern: trombone, Dave Hartkern: drums, Noreen Hartkern: Vocals

“It Had To Be You” Le Hot Club de Big Lick along with Dave Hartkern, Bud Hartkern, Marc Stasio and Noreen Hartkern

“Our Love Is Here To Stay” Le Hot Club de Big Lick along with Noreen Hartkern, Dave Hartkern and Marc Stasio

“Joan and David Dancing to September Song” by Le Hot Club de Big Lick

Le Hot Club de Big Lick featuring: Dan Adams, Violin * Bob Casey, Guitar * Scott Fore, Guitar * Jeff Hofmann, Upright Bass

I just made my mom and dad a photo book of their 50th on Winkflash.com
Below you can see my page layouts in the book…these are low res images…
I have all of the hi-res photos. The slideshow will automatically play….

Click on the “Pictures” button and scroll back to picture 1
(the picture of them kissing) to start the slide show over again.

Enjoy!

Cincopa WordPress plugin

Smith Mountain Lake Real Estate: Mortgage Rates 2011

Act Now or Miss Out…

is what we’re hearing from our mortgage reps…..

Yes, although mortgage rates dipped slightly between last week and this week:

Product Rate +/- Last week
30 yr fixed 4.75% 4.91%
15 yr fixed 4.06% 4.24%
5/1 ARM 3.49% 3.73%

“The last thing you should do is wait”
has been both local and national lending message.

Frankly, I agree with them, as in all years prior….
It’s winter, we’re coming out of a recession, and people
are grabbing both awesome home deals from last
summer’s leftovers, as well as, killer rates on
30 yr. fixed…..

The time to lock in, is now, because…..most banks take 45-60 days to close—
  1. Go get pre-qualified
  2. Find out how much you qualify to borrow
  3. Measure that amount with what you feel comfortable paying
  4. Ask Your Mortgage Rep How Quickly They Can Close
  5. Shop For Smith Mountain Lake Real Estate
  6. Lock In Your Mortgage Rate Quickly
  7. And Close!
Happy Days!

You could be in your Lake Dream Home before anyone even knew you were
shopping….and the best part is, you can start right here, right now,

Call or Email Me TODAY!

540-420-1294               noreenhartkern@yahoo.com

Noreen Hartkern

Smith Mountain Lake Real Estate | New Year’s Edition 2011

Smith Mountain Lake
“The Buyer’s Edge” Insider
New Year’s Edition 2011

Author Noreen Hartkern c. 2011
“The Year They Said It Couldn’t Be Done! 2010″
Wow!  What a Year!

Despite the fact that we were constantly being fed “Gloom and Doom” with a Power Shovel and Bucket Loader….Smith Mountain Lake sales soared.

Remember, This was an exhaustive year of CNN, local news, morning shows all telling us how terrible the economy was, how many people are without J.O.B’s [just over broke] and how real estate would never make a comeback because of the multitude of foreclosures. Well, once again, just like our meteorologists, main street media was dead WRONG! In fact, retail sales during the holidays were at an ALL TIME HIGH in the U.S. with something like $500 million in holiday sales!

So how do you explain that?
Smith Mountain Lake has proven, once again, to be strong and resilient in the face of this downturn, and people are seizing the day and grabbing their  dream homes!

So, for those of you who love statistics and data, here is 2010 in a nutshell…

199 Smith Mountain Lake Waterfront HOMES

Sold and Closed 2010

Click to view listing(s)

47 Smith Mountain Lake Waterfront LOTS

Sold and Closed 2010

Click to view listing(s)

69 Smith Mountain Lake ACCESS HOMES

Sold and Closed 2010

Click to view listing(s)

16 Smith Mountain Lake ACCESS LOTS

Sold and Closed 2010

Click to view listing(s)

27 Smith Mountain Lake WATERFRONT

Pending and Poised to Close
LOOK AT THE MILLION $$ COMMERCIAL UNDER CONTRACT!

Click to view listing(s)


6 Smith Mountain Lake LAKE ACCESS

Pending and Poised to Close
Click to view listing(s)

this data will no longer be available for viewing on 2/1/2011

THAT’S 364 ROCK-SOLID SALES IN THE MIDST OF WHAT THEY CALLED “A RECESSION, TURNED DEPRESSION”…..YEAH RIGHT! DON’T YOU JUST LOVE PROPAGANDA!????

SO…What’s Still Available?

SIGN UP FOR OUR FREE MLS SERVICE TO FIND OUT!


And in all sincerity, I hope this finds you Happy, Healthy and Prosperous in the New Year!

Cheers!

Noreen

P.S. So….once again, you may be asking yourself those age-old questions:

“Did I miss the recession?”
“Are there any ‘deals’ left?”
“Can I see a whole list of foreclosures?”  You could if there were any!
“What’s Left That I Can ‘Steal’?”

And I can tell you that there are a few deals left, BUT! you need to make written offers in order to get them!

Did you know that you don’t even have to be here physically to do that???

I’m not advising you to do that, but! If you found a home or lot that you absolutely didn’t want to miss out on but couldn’t get here for a week or two, here’s how you could handle that:

You write an offer  “Subject To: Touring the property in person “(with your spouse, with you business partner, with your home inspector)  and after a successful tour, you remove that “subject to”/”contingency” and then you finalize plans to close on the property.

In this way, if a seller accepts those terms and signs the contract, you will be first in line to tour the property and make your decision. That’s how that’s done, and believe me, it happens more often than not in resort areas because EVERYONE lives out of town before they get here!



Scheduling:
If you are thinking about coming to  the lake  to look at homes, I just wanted to let you know that my  Winter Calendar is as follows: I am available 7 days a week, and weekdays are always easier!

Just let me know by calling or emailing me As soon as humanly possible.
email: noreenhartkern@yahoo.com cell: 540-420-1294

————————————————————————-

Financing:
So many of you can’t wait to fulfill you dream of owning a lake home, and I’m here to help you with that,but you may be wondering how much you can really afford. Contact your local lending institution or if you are looking for a  Smith Mountain Lake Lender, contact one of the following reps and tell them I sent you so that you receive optimum care and guidance!

THINK YOU CAN’T GET FINANCING? THINK AGAIN!

Edgar Tuck
Loan Originator
Mail Code: Va-Hardy-9463
13264 Booker T. Washington Hwy.
Hardy, Va 24101
Phone  540-721-4471  Fax  540-721-4935
Cell Phone  540-871-0940
www.suntrustmortgage.com/etuck

Self-Employed Like Me?
Deanna C Early

Gateway Mortgage Group

Branch Manager

Email:  Dearly@Gatewayloan.com

Office:  (540) 719-4464

Cell:          (540) 529-0325

EMAIL ME IF YOU WANT TO RECEIVE THIS INFORMATION REGULARLY!!!

Noreen Hartkern
WAINWRIGHT & CO (AT THE LAKE)
16503 B. T. WASHINGTON HWY
MONETA, VA 24121
noreenhartkern@yahoo.com
540-420-1294
http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake Real Estate 2010 Sales Stats

Wow…What an incredible year!!!

It’s strange how quickly time goes when it gets to the holidays.

Traditionally we reflect on how lucky we are, our many gifts and blessings of family and friends, great food, great company, and………..

how  the Smith Mountain Lake Market faired!

Well, this year, I’ll keep it short and sweet…

Here are the numbers to know………… 247, 84, 331

247 – Smith Mountain Lake Waterfront Homes, Lots, Condos and Townhomes SOLD AND CLOSED between December 28, 2009 and December 28, 2010

84 – Smith Mountain Lake Access Properties SOLD AND CLOSED between December 28, 2009 and December 28, 2010

———————————————————————————-

That Actually Accounts For A Rock Solid Year:

331 -TOTAL Smith Mountain Lake Related Properties SOLD AND CLOSED between December 28, 2009 and December 28, 2010

If you, or someone you know would be interested in this information in a detailed report, don’t hesitate to contact me at: noreenhartkern@yahoo.com

<or>

if you are interested in receiving FREE Smith Mountain Lake Real Estate MLS, just fill in the form to the right, or visit: http://smithmountainlakefronthomes.com/free_report.htm

Well, as promised, that’s it for today from the Smith Mountain Lake Real Estate Reporting Center! Again, we have the detailed data to support our findings and if you are serious about purchasing Smith Mountain Lake Real Estate in 2011, this is the information that you should have in your possession!

All the Best!

Noreen

Smith Mountain Lake: Mortgage Shopping

Every Couple of Months I Get Some Really Great Articles Courtesy of My Affiliation with Lowes,

and this morning’s was no exception……Here it is thanks to RISMedia and Lowes and their entire article

can be found here:  http://rismedia.com/lowes/8355/9864

Saturday, Oct 16th, 2010
Brought to you by
and sponsored by

For Your Clients: 6 Reasons it Pays to Shop Around Before Choosing a Mortgage

By Paige Tepping

RISMEDIA, October 16, 2010–You wouldn’t buy a house without shopping around first, right? Then why would you commit to the loan you use to buy that house without making sure you’re getting the best deal possible? From the experts at LendingTree, here are six reasons why it’s essential to take a few minutes to browse before you borrow:

1. To get the best interest rate possible
Over the life of a $200,000, 30-year fixed rate loan, a one-tenth of a point difference in interest rate could save or cost you thousands of dollars.

2. To pay lower loan fees
Once your loan application is accepted, the lender will get back to you with a good-faith estimate (GFE), including an itemized list of all the costs associated with the loan. If there are any parts of the GFE that you don’t understand, don’t be afraid to ask the lender to explain each fee that is listed.

3. To avoid a prepayment penalty
In these transient times, it seems no one stays in their home long enough to pay down their mortgage the old fashioned way: in monthly increments over a period of decades. So you’ll want to be clear on whether the terms of your loan include a penalty if you pay off your mortgage early—either because you move or refinance.

4. To find a lender you feel comfortable with
You don’t want any surprises popping up at closing time. Get a lender who is responsive to your questions and is willing to give you the details in writing.

5. To find a lender that specializes in your situation
Recent volatility in the mortgage markets means that people with bad credit or little money for a down payment might have to look a little harder to find a lender.

6. To get the rate lock period you want
Once you’ve found the lender offering the best mortgage rate and terms, you’ll want to get a written commitment, known as a “lock” that puts in writing that the lender will make the loan to you at that the specified interest rate. The length of the lock can vary from 30-90 days, but many lenders will charge a fee for a rate commitment of longer than a month. Negotiate the lock period that is right for you, depending on when you plan to close on your new home and if interest rates are expected to creep higher during that time.

Smith Mountain Lake: Jane Seymour

It’s been quite a while since we’ve had so much excitement here at the lake!  Not since the filming of “What About Bob” with Richard Dreyfuss and Billy Murray has there been so much local buzz….oh, right, and then there was the announcement that David Baldacci, the famous Author was moving in … but now, we have Jane Seymour filming a movie here! Not only at Smith Mountain Lake, but about Smith Mountain Lake!

Here are just a few of the local headlines written in the past few days:

Life Out Loud Films is  filming the movie “Lake Effects,” which is in production now at Smith Mountain Lake, by Producer Sara Elizabeth Timmins of Moneta.

The script called for a formation of PWC riders to pass by the dock of family matriarch Vivian Tisdale, played by Jane Seymour who is best known for her lead role in the long-running TV series, “Dr. Quinn, Medicine Woman.”

…In another scene filmed the same day, Seymour joined Dee Dee Bondurant–a local resident– as a passenger on her SeaDoo and the two, followed by actress Tamara Johnson riding solo on another PWC, took off with the posse of “She-Doos” as they departed the cove.

In other news Jane Seymour, who has a major role in the film, will be signing copies of her new book, “Among Angels,” on Friday, Oct. 22 at 5:30 p.m. at The Cottage Gate in Westlake Towne Center. She also will sign books at Barnes & Noble at Tanglewood Mall in Roanoke on Tuesday, Oct. 19 at 6:30 p.m.

We can’t wait until the movie comes out! I hope you’ll all go out and see it!

Needless to say, celeb visits, moves and movies throughout the years have made the lake more attractive for owning property here–why not come and join us?

For film clips of our gorgeous backyard here at Smith Mountain Lake and FREE information click here now!

P.S. The film is not yet released, but the cast and their bios can be found 
here:

All the Best!

Noreen

NOREEN HARTKERN
Mobile – (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/

Blog: http://smith-mountain-lake-realty.com/

Smith Mountain Lake Mortgage Rates All-Time Low!

It’s funny how you can say something and then have some of the biggest websites on the internet back you up!

The fact is, Market Watch posted an excellent article about what’s going on out there in the borrowing world  How about a 30-Year Fixed for 4.19%?
You can check out the whole article here: http://www.marketwatch.com/story/30-year-fixed-rate-mortgage-avg-at-all-time-low-2010-10-14-1025140

How incredible is that? 

Well…I can still remember 14% in the 80′s!!!
Here’s the only problem I see…

We’re running out of inventory below $500K—Yep, you read that right! The loans are so attractive, that homes are moving very rapidly.

So much so, that these are real numbers pulled today, October 14th,2010:
263 Lake Properties have Sold and Closed since Jan 1st and there are another 51 Under Contract right now waiting to close with quite a few of those 51 going under contract since Labor Day!

To have the aforementioned report emailed to you, drop me a quick note at noreenhartkern@yahoo.com

On a lake where the most expensive homes right now on the market hover around $5Million, remember that $500K is an absolute bargain!

Get on Smith Mountain Lake while there’s still time!

Go here to get started:
http://smithmountainlakefronthomes.com/free_report.htm

and let’s talk soon!
Noreen

Smith Mountain Lake: Don’t Miss the Boat!

Are you Missing the Boat at Smith Mountain Lake?

Wow…when I look at sales and properties under contract
I am constantly reminded that we are doing great here at the lake…it was so busy yesterday on the water and that’s a testament to the economy here and the message that Smith Mountain Lake is alive and well.

What’s interesting and perplexing though, is the number of people who are still waiting for the bottom to drop out….not hundreds of you, but literally thousands of people surveyed by their agents about lake property! That’s a lot of people who are missing out on only a few hundred properties to choose from…….

Here are some secrets that perhaps you don’t understand….when you get listings that say, “reduced….reduced”…and then again in a few days, you get that house again, and it says “reduced”….it’s a marketing tactic by both the seller and their listing agent….

98% of what you receive are NOT my listings….at all…..
I’ve been a “Buyer’s Agent” for almost 10 years here now and want you to know secret tactics which everyone else employs…they THINK they’re savvy….but they’re really not….

You see…you guys are set up with auto emails…which you like to open each day at your leisure…that’s awesome….but here’s one of the tactics agents are using to get you to click on their properties or at least take a look, a million times:

They have a written agreement with their sellers to lower the price let’s say…$100/week….so….you end up seeing that property at least once a week…the perception is that you think prices are going down, down, down. But what’s really happening in your subconscience is this: you either grow to hate that house that you are being forced to see…OR you think I’M sending it because I’m trying to SELL you on a particular house…Nothing could be further from the truth!

At any rate, that tactic seems to backfire more than anything.

Frankly, the only thing that concerns me is when people wait around for years and miss once-in-a-lifetime “recession type” pricing…….this is the last chance to buy low and sell higher at Smith Mountain Lake and I truly see a pattern where people are looking, and looking and not visiting and not taking any action…

I can’t stop agents from doing stupid things with the database….and I can’t make anyone buy lake property, but I CAN tell you that if you want to get in on some real deals then you have to have a plan….and you definitely don’t want to wait until next season because blogs all over the internet have already put out their stastical data showing resort and luxury property sales on the rise….other than Florida and Gulf Coast…of course. AND TO THAT REGION OF THE UNITED STATES, WE SEND OUT OUR HEARTFELT SUPPORT, THOUGHTS AND PRAYERS FOR A QUICK CLEAN UP AND RECOVERY!

You need to know whether or not you need to borrow
a “jumbo” mortgage which is now more than $417,000 loan….Less than a jumbo? Well that’s great! Because mortgage rates are at an ALL TIME LOW!

Do you have 20% to put down? That helps you avoid PMI
Do you have less than 20%? No problem! There are products for that and local lake lenders are here to help…but you will have to pay mortgage insurance.

You only need a small property to get on the lake….later, you can sell that property and bump up with the leverage of what you have gained on your property sale…take the same sized mortgage and get a larger home….some people do this every 2-5 years and work their way up to mansions and estates…..

If you just need a small place on the lake, figure about $330,000 and up—even for a doublewide…and that’s been consistent for the past 4 years. That’s the bare minimum, and for trailers of any kind, you need cash because almost no one will lend on them now……..

So…here are our sales for the lake so far:

Waterfront Sold and Closed:
To See All 86 Click Here

Lake Access Sold and Closed:
To See All 33 Click Here

Smith Mountain Lake Lake Access and Waterfront Under Contract:
To See All 53 Click Here


I certainly hope that these updates help…..the best advice I can give you is to be ready to take action when you see what you want because as you can see, there are already 172 properties off of the table

It’s time to take action and go grab your American Dream!
Everyone Else is………….What are You Waiting For?

All the best!
Noreen

P.S. The links above will only stay live for 2 weeks…if you would like these reports, you must sign up for a FREE FlexMLS Account by GOING HERE NOW:   http://smithmountainlakefronthomes.com/free_report.htm

Smith Mountain Lake Real Estate: Waterfront Cottage Gets Jimmy Buffet Makeover

ONLY $365,000!

SOLD BUT WE HAVE MORE HERE:

http://www.smithmountainlakefronthomes.com/free_report.htm

Final Reduction of $75,000! Won’t Last Long!

http://www.smithmountainlakefronthome… Smith Mountain Lake Virginia Waterfront Cottage Reduced another $75,000. NOW ONLY $365K COSTS THE SAME AS A LOT! Main Channel Sunsets, Fully Furnished, Short-Term Rental OK 540-420-1294

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NOREEN HARTKERN
WAINWRIGHT & CO (AT THE LAKE)
16503 B. T. WASHINGTON HWY
MONETA, VA 24121
Mobile – (540) 420-1294
noreenhartkern@yahoo.comFounder Serving Smith Mountain Lake Since 2001
http://www.smithmountainlakefronthomes.com/

Smith Mountain Lake In Water Boat Show and Homes For Sale

See Southwest Virginia’s Hottest Dealers, The Latest Products, The World’s Top Boat and PWC Manufacturers.

This Show, You Do Not Want to Miss!

Located at Bridgewater Plaza on HWY 122N at the Hales Ford Bridge.

COME BY BOAT OR BY CAR!!

Dealers Include:

  • Webster Marine Center
  • Hughes Marine
  • Magnum Boating, Inc.
  • Smith Mountain Yacht Club
  • Virgil Naff Kawasaki-SeaDoo
  • Smith Mountain Boat & Tackle

When?

  • Friday May 7th noon – 6pm
  • Sat May 8th 10am – 6pm
  • Sun. May 9th 10am-5pm

FREE ADMISSION * FREE PARKING * FREE BOAT RIDES

YOU CAN ENJOY THE BOAT SHOW AND LOOK AT WATERFRONT REAL ESTATE IN BETWEEN.

CAUTION!!!!

IF YOU ARE LOOKING FOR A WATERFRONT HOME, PURCHASE THAT FIRST! BE SURE THAT YOU DO NOT RUIN YOUR CHANCES OF GETTING A WATERFRONT HOME MORTGAGE BECAUSE YOU PURCHASED YOUR BOAT FIRST!

FOR A FREE SMITH MOUNTAIN LAKE REAL ESTATE REPORT CLICK HERE NOW!

Smith Mountain Lake: Who’s Buying Waterfront Homes in 2010?

So…after one of the worst winters in the past 15 years, the question I get asked the most is: “Has anybody bought homes at Smith Mountain Lake this year…and if so, where did they come from?”

Well…I can tell you this! The answer is a resounding “Yes!” And the rest of the answer may surprise you….although it IS highly logical!

As I’m writing this, I’ve already sold about $3 Million in waterfront homes since January, and everyone was LOCAL!

Seriously, who else would’ve even been able to travel in the crazy weather we had this winter?! So now the question you may be asking yourself is: “What cities are local to Smith Mountain Lake, Virginia?”

I’m seeing a completely new trend. Buyers are coming from in-state; Roanoke, Reston, Herndon, Martinsville, Charlottesville, Forest (a suburb of Lynchburg), the greater Washington D.C. area, and from North Carolina we’ve had Raleigh-Durham, Winston-Salem, Charlotte and Greensboro just to name a few!

And what’s even better is that these folks are able to get here quickly and use their properties even more than the average vacation goer.

We still have an influx of New Jersey and New York boomers and retirees coming to Smith Mountain Lake, VA and it’s still a fun melting pot for people of all ages and all backgrounds. Having watched the trends since 2001 though, I can tell you that being local has recently been synonymous with being a buyer.

If you would like a FREE Report to see what’s available on Smith Mountain Lake, go here now and enter your name and email:  http://www.smithmountainlakefronthomes.com/free_report.htm

Hope to meet you all this summer, no matter where you’re from!

Have a safe trip!

Noreen

Tags:  smith mountain lake | smith mountain lake realty | smith mountain lake real estate | buying smith mountain lake homes | smith mountain lake virginia real estate

Smith Mountain Lake: Tax Credits Expire April 30th

Tax Credits Expire April 30, 2010

As many of you know, second homes, luxury homes and vacation homes do not qualify for the tax credit which is due to expire in mere hours….what you may not realize though, is that if you were thinking about “bumping up” your primary home here at the lake and were already ready to make that move, you need to get the home you are interested in purchasing under contract within the next 2 days and you can still meet the cut-off! Many lake lenders are happy to discuss financing options and I have several contacts for you if you are interested in a quick response to your financial solution!

Email me today for more information: noreenhartkern@yahoo.com

The $8,000 tax credit for first-time home buyers and the $6,500 tax credit for repeat home buyers expire on April 30, 2010. However, service members who were on official extended duty outside of the United States for at least 90 days between Jan.1, 2009 and May 1, 2010, may qualify for a one-year extension

If a binding sales contract is signed by April 30, 2010, home buyers have until June 30, 2010 to complete the purchase. This is possible if you act tonight through Friday only!!!

If you are in a position to write a contract and looking for an agent who is available to accomodate that in the next 48 hours, call me immediately at 540-420-1294

All the best!

Noreen

  NOREEN HARTKERN
WAINWRIGHT & CO (AT THE LAKE)
MONETA, VA 24121
Mobile – (540) 420-1294
noreenhartkern@yahoo.com
http://www.smithmountainlakefronthomes.com/
Serving Smith Mountain Lake since 2001